8-KMaterial AgreementsFinancial EventsExhibits & Filings

HORTON D R INC /DE/ 8-K Report, Material Agreement (Mar 30, 2006)

Filed March 30, 2006For Securities:DHI

Summary

This 8-K filing from D.R. Horton, Inc. (DHI) reports on material definitive agreements entered into by its subsidiaries on March 24, 2006. Specifically, CH Funding, LLC, a subsidiary, amended its Master Repurchase Agreement (CP Facility) to increase its borrowing capacity from $500 million to $650 million, with the facility expiring on June 29, 2006. This facility is secured by mortgage loans held for sale and is not guaranteed by the parent company or its homebuilding debt guarantors. Additionally, DHI Mortgage Company, Ltd., another subsidiary, amended its Amended and Restated Credit Agreement (Credit Facility) to raise its capacity from $450 million to $600 million, with a term extending to April 7, 2006. Similar to the CP Facility, this Credit Facility is secured by mortgage loans held for sale and is not guaranteed by D.R. Horton, Inc. These actions indicate an expansion of the company's financing capabilities for its mortgage operations.

Key Highlights

  • 1D.R. Horton's subsidiary, CH Funding, LLC, increased its borrowing capacity under the CP Facility from $500 million to $650 million.
  • 2The amended CP Facility has an expiration date of June 29, 2006.
  • 3DHI Mortgage Company, Ltd. increased its borrowing capacity under the Credit Facility from $450 million to $600 million.
  • 4The Credit Facility has a term extending through April 7, 2006.
  • 5Both facilities are secured by mortgage loans held for sale.
  • 6Neither the CP Facility nor the Credit Facility are guaranteed by D.R. Horton, Inc. or its homebuilding debt guarantors.
  • 7These amendments are considered material definitive agreements for D.R. Horton's subsidiaries.

Frequently Asked Questions

The primary purpose of these amendments is to increase the borrowing capacity available to D.R. Horton's subsidiaries, CH Funding, LLC and DHI Mortgage Company, Ltd., allowing them greater financial flexibility for their operations, specifically related to mortgage loans held for sale.

No, the filing explicitly states that neither the CP Facility nor the Credit Facility are guaranteed by D.R. Horton, Inc. or any of the guarantors of its homebuilding debt. The obligations are secured by mortgage loans held for sale.

Collectively, CH Funding, LLC has a capacity of $650 million under its amended Master Repurchase Agreement (CP Facility), and DHI Mortgage Company, Ltd. has a capacity of $600 million under its amended Credit Facility, totaling $1.25 billion in combined financing capacity for these subsidiaries.

The amended CP Facility for CH Funding, LLC expires on June 29, 2006, while the amended Credit Facility for DHI Mortgage Company, Ltd. has a term extending through April 7, 2006.