8-KMaterial AgreementsFinancial EventsExhibits & Filings

HORTON D R INC /DE/ 8-K Report, Material Agreement (Apr 11, 2006)

Filed April 11, 2006For Securities:DHI

Summary

This Form 8-K filing by D.R. Horton, Inc. (DHI) on April 11, 2006, reports a significant update regarding its subsidiary, DHI Mortgage Company, Ltd. The primary event is the entry into a Second Amended and Restated Credit Agreement. This agreement materially amends the terms of an existing credit facility, extending its maturity date and increasing its borrowing capacity. Key for investors is that the credit facility's maturity has been extended to April 6, 2007, providing greater financial flexibility for the subsidiary. Furthermore, the available borrowing capacity has been increased to $670 million through May 1, 2006, with a subsequent capacity of $540 million, and a potential to expand to $750 million through an accordion feature. It's important to note that this credit facility is secured by mortgage loans held for sale and is not guaranteed by the parent company, D.R. Horton, Inc., or its note guarantors.

Key Highlights

  • 1DHI Mortgage Company, Ltd. (a subsidiary) entered into a Second Amended and Restated Credit Agreement on April 7, 2006.
  • 2The maturity date of the credit facility has been extended from April 7, 2006, to April 6, 2007.
  • 3The available borrowing capacity has been increased from $600 million to $670 million until May 1, 2006.
  • 4Following the initial increase, the available capacity will be $540 million.
  • 5The credit facility includes an 'accordion feature' allowing for potential increases up to $750 million, subject to lender consent.
  • 6The credit facility is secured by certain mortgage loans held for sale.
  • 7The credit facility is not guaranteed by the parent company, D.R. Horton, Inc., or by the guarantors of its Senior and Senior Subordinated Notes.

Frequently Asked Questions

The main purpose of this filing is to report the entry into a material definitive agreement, specifically the Second Amended and Restated Credit Agreement by DHI Mortgage Company, Ltd., a subsidiary of D.R. Horton, Inc. This agreement modifies an existing credit facility.

The credit facility is a direct financial obligation of DHI Mortgage Company, Ltd., not of the parent company, D.R. Horton, Inc. The agreement explicitly states that the credit facility is not guaranteed by D.R. Horton, Inc. or any of its note guarantors.

The key changes include an extension of the maturity date to April 6, 2007, and an increase in the available borrowing capacity. The capacity is $670 million until May 1, 2006, then $540 million, with an option to increase up to $750 million under an accordion feature.

The credit facility is secured by certain mortgage loans held for sale by DHI Mortgage Company, Ltd.