How did Equifax's revenue perform across its different segments in Q3 2026?

In Q3 2026, Equifax reported strong revenue growth across most segments. Workforce Solutions revenue rose 7%, driven by a 9% increase in Verification Services. U.S. Information Solutions (USIS) revenue increased by 13%, with Financial Institutions and Auto sectors leading the growth. International revenue also showed strength, up 9% (7% in local currency), with notable growth in Australia and Latin America. The company highlighted that despite a weaker mortgage market, U.S. Mortgage revenue grew 15%.

What is Equifax's outlook for the remainder of 2026, particularly concerning the U.S. mortgage market?

Equifax anticipates that the weaker U.S. mortgage market, observed in the latter half of Q3, will persist through the remainder of 2026. Consequently, the company has revised its full-year 2026 revenue guidance downwards at the midpoint to $6.661 billion. However, the company is maintaining its guidance for high single-digit growth in Diversified Markets revenue.

How is Equifax managing its financial performance amidst the challenging mortgage market?

Equifax is focusing on cost management and driving operational efficiencies, particularly through AI-driven initiatives, to offset the impact of lower mortgage revenue. The company expects to deliver 2026 Adjusted EPS guidance of $8.50 per share (midpoint), a slight reduction from previous expectations, demonstrating its ability to manage expenses and maintain profitability. Furthermore, Equifax continues to return capital to shareholders, distributing $158 million in Q3 2026 through share repurchases and dividends.

What are the key drivers behind Equifax's revenue growth in the third quarter?

The primary drivers of Equifax's third-quarter revenue growth include strong performance in its Diversified Markets, which benefited from broad-based demand across all business units. The company's focus on new product innovation, leveraging EFX Cloud and EFX.AI, resulted in a record new product Vitality Index of over 17%. Additionally, specific segment performances, such as the 13% growth in USIS and the 7% increase in Workforce Solutions, contributed significantly to the overall revenue uplift.

EFX 8-K: Earnings & Results

01—Abstract

Summary

Summary of the 8-K filed October 20, 2026. Cited figures are marked; the original filing is the authoritative source.

Equifax Inc. reported strong third-quarter 2026 financial results, with total revenue increasing by 10% year-over-year to $1.693 billion^a.

This growth was primarily driven by an 8%^b increase in Diversified Markets revenue, which demonstrated broad-based performance across all business units. The company also saw a significant 15% rise in U.S. Mortgage revenue, despite a challenging market environment characterized by rising interest rates. While the company navigates a weaker U.S. mortgage market, its strategic initiatives and diversified business model are proving resilient.

Equifax returned $158 million^c to shareholders through share repurchases and dividends. Looking ahead, the company is maintaining its guidance for Diversified Markets revenue growth but has adjusted its full-year 2026 revenue forecast downward due to the anticipated continued weakness in the U.S. mortgage sector. Despite this, adjusted earnings per share (EPS) guidance remains robust, supported by effective cost management and AI-driven productivity gains.

02—Key points

Key Highlights

Total revenue for Q3 2026 reached $1.693 billion, up 10% year-over-year.
Diversified Markets revenue grew 8% year-over-year, showing broad-based strength.
U.S. Mortgage revenue experienced a 15% increase, outperforming a challenging market.
Workforce Solutions revenue increased by 7%, with strong performance in Verification Services.
USIS revenue saw a 13% increase, driven by Financial Institutions and Auto sectors.
International revenue grew 9% on a reported basis, with positive contributions from Australia and Latin America.
Equifax returned $158 million to shareholders via dividends and share repurchases.

03—Questions

Frequently Asked Questions

How did Equifax's revenue perform across its different segments in Q3 2026?
In Q3 2026, Equifax reported strong revenue growth across most segments. Workforce Solutions revenue rose 7%, driven by a 9% increase in Verification Services. U.S. Information Solutions (USIS) revenue increased by 13%, with Financial Institutions and Auto sectors leading the growth. International revenue also showed strength, up 9% (7% in local currency), with notable growth in Australia and Latin America. The company highlighted that despite a weaker mortgage market, U.S. Mortgage revenue grew 15%.
What is Equifax's outlook for the remainder of 2026, particularly concerning the U.S. mortgage market?
Equifax anticipates that the weaker U.S. mortgage market, observed in the latter half of Q3, will persist through the remainder of 2026. Consequently, the company has revised its full-year 2026 revenue guidance downwards at the midpoint to $6.661 billion. However, the company is maintaining its guidance for high single-digit growth in Diversified Markets revenue.
How is Equifax managing its financial performance amidst the challenging mortgage market?
Equifax is focusing on cost management and driving operational efficiencies, particularly through AI-driven initiatives, to offset the impact of lower mortgage revenue. The company expects to deliver 2026 Adjusted EPS guidance of $8.50 per share (midpoint), a slight reduction from previous expectations, demonstrating its ability to manage expenses and maintain profitability. Furthermore, Equifax continues to return capital to shareholders, distributing $158 million in Q3 2026 through share repurchases and dividends.
What are the key drivers behind Equifax's revenue growth in the third quarter?
The primary drivers of Equifax's third-quarter revenue growth include strong performance in its Diversified Markets, which benefited from broad-based demand across all business units. The company's focus on new product innovation, leveraging EFX Cloud and EFX.AI, resulted in a record new product Vitality Index of over 17%. Additionally, specific segment performances, such as the 13% growth in USIS and the 7% increase in Workforce Solutions, contributed significantly to the overall revenue uplift.

04—Continue

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