FITB SEC Filings

FIFTH THIRD BANCORP - 869 total filings

Showing 1–50 of 869 filings
8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Aug 21, 2026)

Aug 21, 2026

Fifth Third Bancorp (FITB) has announced the commencement of an offer to exchange its outstanding unregistered senior notes for new notes that will be registered under the Securities Act of 1933. This action is aimed at making these previously unregistered debt securities compliant with registration requirements, potentially improving their liquidity and marketability. Investors holding the original unregistered senior notes should review the terms of this exchange offer, as it presents an opportunity to receive registered securities. The exchange offer, announced on August 21, 2026, does not constitute an offer to sell or purchase any securities, nor a solicitation of offers to buy or sell. The company emphasizes that no offer, solicitation, purchase, or sale will occur in any jurisdiction where such activities would be unlawful. This filing is primarily informational, directing investors to the press release for further details on the exchange process and the new registered notes.

10-Q

FIFTH THIRD BANCORP Quarterly Report for Q2 Ended Jun 30, 2026

Aug 4, 2026

Fifth Third Bancorp (FITB) reported its financial results for the quarter and six months ended June 30, 2026. The company's performance was significantly influenced by the acquisition of Comerica Incorporated, which closed on February 1, 2026. This merger boosted total revenue and net interest income, driven by increased interest-earning assets and a larger deposit base, although it also led to a substantial rise in noninterest expenses due to merger-related costs and integration efforts. Net income available to common shareholders saw a decrease in the six-month period compared to the prior year, primarily impacted by higher expenses. Credit quality metrics remained stable, with a slight decrease in the allowance for credit losses as a percentage of loans. The company's regulatory capital ratios remain strong, exceeding required minimums, and it is preparing to transition to Category III regulatory compliance standards in the third quarter of 2026. Key highlights include a significant increase in net interest income, driven by the Comerica acquisition, and growth in noninterest income streams such as wealth and asset management, commercial payments, and capital markets fees. Despite these revenue increases, the bank experienced higher noninterest expenses, largely due to merger-related costs. Investors should note the impact of the Comerica integration on operating leverage and the continued focus on credit risk management amidst evolving economic conditions. The company's capital position remains robust, providing a buffer against potential economic uncertainties.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Jul 30, 2026)

Jul 30, 2026

Fifth Third Bancorp (FITB) has filed an 8-K report on July 30, 2026, primarily to disclose the upcoming participation of its executives in a non-deal roadshow. This roadshow, scheduled for July 2026, will involve presentations to institutional investors focusing on the Company's operations and performance. While this filing doesn't contain new financial results or material operational changes, it signals ongoing engagement with the investment community and provides a platform for the company to communicate its strategy and outlook.

8-K

FIFTH THIRD BANCORP 8-K Report, Financial Results (Jul 17, 2026)

Jul 17, 2026

Fifth Third Bancorp (FITB) has filed an 8-K on July 17, 2026, to announce its second quarter 2026 earnings release and provide supplemental information. The filing includes a press release detailing the company's financial results for the quarter and an accompanying earnings presentation. While the 8-K itself does not contain specific financial figures, it directs investors to the attached exhibits for comprehensive details on the company's performance. Investors should review the press release (Exhibit 99.1) and the earnings presentation (Exhibit 99.2) for insights into revenue, net income, earnings per share, balance sheet changes, and any forward-looking guidance provided by management for the upcoming periods. The information furnished is intended to comply with Regulation FD and is not deemed filed for purposes of Section 18 of the Securities Exchange Act.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Jun 10, 2026)

Jun 10, 2026

Fifth Third Bancorp (FITB) has successfully completed its exchange offers and consent solicitations for certain outstanding notes originally issued by Comerica Incorporated and assumed by Fifth Third Financial Corporation (FTFC). This transaction, finalized on June 10, 2026, involved exchanging existing FTFC notes for new notes issued by Fifth Third Bancorp and cash. Concurrently, Fifth Third obtained consent to amend the indentures governing the existing notes, removing several covenants, restrictive provisions, and events of default. This strategic move aims to streamline the company's debt structure and potentially reduce compliance burdens associated with these legacy obligations.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Jun 9, 2026)

Jun 9, 2026

Fifth Third Bancorp (FITB) has filed a Form 8-K to disclose its participation in the Morgan Stanley US Financials Conference on June 10, 2026. The primary purpose of this filing is to provide investors with access to the presentation materials that will be used during the conference. While this 8-K doesn't contain new financial results or material business updates beyond the upcoming presentation, it signals the bank's engagement with the investment community and its willingness to share its strategic outlook and performance insights. Investors interested in Fifth Third Bancorp's current strategy, performance commentary, and future outlook should review the attached presentation. This document is expected to offer more granular details and management's perspective on the bank's operations, market positioning, and financial trends, which are crucial for evaluating the company's investment potential. The filing serves as a mechanism to disseminate this information widely and comply with disclosure regulations.

8-K

FIFTH THIRD BANCORP 8-K Report, Listing Notice (Jun 3, 2026)

Jun 3, 2026

Fifth Third Bancorp (FITB) announced its intention to voluntarily delist its common stock and various series of preferred stock depositary shares from the Nasdaq Stock Market and transfer its listing to the New York Stock Exchange (NYSE). This strategic move aims to consolidate its primary listings onto a single, major exchange. The company expects trading on Nasdaq to cease on June 11, 2026, with trading on the NYSE beginning on June 12, 2026. Investors should note that the stock symbols for common stock and preferred depositary shares will remain recognizable, albeit with slight modifications for the NYSE. The transfer is primarily a listing change and does not appear to be driven by any financial distress or failure to meet listing requirements, as indicated by the voluntary nature of the decision. The company has obtained approval for listing on the NYSE under ticker symbols 'FITB' for common stock and related tickers for preferred shares.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (May 22, 2026)

May 22, 2026

Fifth Third Bancorp (FITB) has announced the early tender results for its exchange offers concerning outstanding notes originally issued by Comerica Incorporated and assumed by Fifth Third Financial Corporation (FTFC). These offers allow eligible holders to exchange these existing FTFC notes for new Fifth Third notes, capped at an aggregate principal amount of $1,550,000,000, and/or cash. Concurrently, Fifth Third is soliciting consents to amend the indenture governing the existing FTFC notes. This filing provides an update on the progress of these exchange offers and consent solicitations. Investors should note that the exchange is being made pursuant to an Offering Memorandum and Consent Solicitation Statement, and the success of the exchange offers is subject to applicable law and specific conditions. The company has furnished the relevant press release detailing these early tender results.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (May 8, 2026)

May 8, 2026

Fifth Third Bancorp (FITB) has announced the commencement of exchange offers and consent solicitations for outstanding notes originally issued by Comerica Incorporated, following its recent merger with Fifth Third Financial Corporation. These offers allow holders of Comerica notes to exchange them for new notes issued by Fifth Third Bancorp and/or cash. Concurrently, Fifth Third is seeking consent to amend the terms of the Comerica notes, specifically to remove certain covenants, restrictive provisions, and events of default. This initiative is a strategic step to streamline the debt structure post-merger and reduce potential complexities. Investors should note that the new Fifth Third Bancorp notes are not registered with the SEC and can only be offered or sold under specific exemptions or in unregistered transactions. The full details and conditions of these offers are outlined in the Offering Memorandum and Consent Solicitation Statement dated May 8, 2026.

10-Q

FIFTH THIRD BANCORP Quarterly Report for Q1 Ended Mar 31, 2026

May 5, 2026

Fifth Third Bancorp (FITB) reported its first quarter 2026 financial results, marked by the significant acquisition of Comerica Incorporated on February 1, 2026. This integration has substantially impacted the bank's financial performance, leading to a considerable increase in total assets, loans, deposits, and noninterest expenses. While net interest income saw a substantial increase (33% on an FTE basis), primarily driven by the acquisition and lower funding costs, net income available to common shareholders declined by 73% year-over-year to $128 million, resulting in diluted EPS of $0.15. This decline is largely attributable to a significant increase in noninterest expense (84%), which includes $635 million in direct merger-related costs and two months of operating activity from Comerica. The provision for credit losses also rose by 30%, influenced by increased reserves for unfunded commitments related to the acquisition and a qualitative adjustment for economic uncertainty. Despite these headwinds, key noninterest income streams like commercial payments and wealth and asset management showed strong growth, benefiting from the inclusion of Comerica's operations. The bank's capital ratios remain strong, though the proposed Basel III reforms are being evaluated for potential impacts. FITB continues to focus on its core deposit base as a stable funding source and is actively managing its liquidity and risk profiles post-acquisition.

8-K

FIFTH THIRD BANCORP 8-K Report, Executive Changes (Apr 24, 2026)

Apr 24, 2026

Fifth Third Bancorp (FITB) filed an 8-K on April 24, 2026, detailing the outcomes of its Annual Meeting of Shareholders held on April 21, 2026. The primary focus of this filing is the shareholder voting results on key corporate governance matters. All sixteen incumbent directors were overwhelmingly re-elected to the Board, indicating strong shareholder confidence in the current leadership and strategic direction of the company. Additionally, shareholders approved the appointment of Deloitte & Touche LLP as the independent external audit firm for 2026, a crucial decision for financial oversight and transparency. The filing also includes the results of an advisory vote on executive compensation, which received majority approval from shareholders. This suggests that, while not binding, the company's approach to compensating its executives is generally aligned with shareholder sentiment. Overall, the 8-K signals a stable governance environment with continued shareholder support for the board and the company's auditor.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Apr 21, 2026)

Apr 21, 2026

Fifth Third Bancorp (FITB) filed an 8-K on April 21, 2026, primarily to disclose the presentation materials to be shared at their 2026 Annual Meeting of Shareholders. This filing does not contain new financial results or significant operational updates, but rather serves as a vehicle to provide investors with access to the presentation. Investors should review Exhibit 99.1, the accompanying presentation, for insights into the company's strategic direction, performance highlights, and outlook as discussed by management.

8-K

FIFTH THIRD BANCORP 8-K Report, Financial Results (Apr 17, 2026)

Apr 17, 2026

Fifth Third Bancorp (FITB) has filed an 8-K report on April 17, 2026, to announce its financial results for the first quarter of 2026. The report primarily consists of furnished information from a press release (Exhibit 99.1) detailing the company's performance and a presentation (Exhibit 99.2) for its earnings conference call. Investors should refer to these exhibits for specific financial data, operational achievements, and forward-looking statements. While the 8-K itself does not contain the detailed financial figures, it serves as the official notification and public dissemination of the Q1 2026 earnings information. The company is utilizing this filing under Items 2.02 and 7.01 of Form 8-K to comply with disclosure requirements, ensuring that material information is available to all stakeholders simultaneously. Investors seeking a comprehensive understanding of Fifth Third Bancorp's recent financial condition and results of operations must consult the attached press release and presentation.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Mar 11, 2026)

Mar 11, 2026

Fifth Third Bancorp (FITB) has filed an 8-K Current Report on March 11, 2026, primarily to disclose its participation in the RBC Capital Markets Financial Institutions Conference. The company will be presenting at this event, and a copy of the associated presentation materials has been attached as an exhibit to this filing. Investors seeking the latest insights and forward-looking statements from FITB management should review this presentation. This filing serves as a vehicle to make the presentation publicly available, adhering to Regulation FD. It is important to note that the information contained within this 8-K and its exhibits is not considered 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, nor will it be automatically incorporated into future SEC filings unless specifically referenced. Therefore, investors should treat the presentation as a standalone disclosure for understanding FITB's current strategic positioning and outlook.

8-K

FIFTH THIRD BANCORP 8-K/A Report, Exhibit Filing (Mar 4, 2026)

Mar 4, 2026

Fifth Third Bancorp (FITB) has filed an 8-K/A amendment on March 4, 2026, primarily to include crucial financial information related to its acquisition of Comerica. This filing incorporates the audited consolidated financial statements of Comerica for the years ended December 31, 2024, 2023, and 2022, as well as unaudited condensed consolidated financial statements as of and for the periods ending September 30, 2025. These documents are essential for investors to assess the financial health and historical performance of the acquired entity. Furthermore, the amendment provides unaudited pro forma condensed combined financial statements for Fifth Third Bancorp. These statements present a view of the combined entity's financial position as of September 30, 2025, and its income statement for the nine months ended September 30, 2025, and the fiscal year ended December 31, 2024, as if the transaction had occurred on January 1, 2024. This pro forma information is vital for understanding the potential financial impact and synergistic benefits of the acquisition on Fifth Third Bancorp's future financial performance.

10-K

FIFTH THIRD BANCORP Annual Report, Year Ended Dec 31, 2025

Feb 24, 2026

Fifth Third Bancorp (FITB) reported solid performance for the fiscal year ending December 31, 2025, demonstrating resilience amidst evolving market conditions. The bank's net income available to common shareholders increased compared to the prior year, supported by growth in net interest income driven by higher loan volumes and improved net interest margin. Noninterest income also saw a significant increase, primarily fueled by robust performance in wealth and asset management and commercial payments. The company continues to focus on its core businesses, with Commercial Banking and Consumer and Small Business Banking segments showing resilience. The Bancorp maintains a strong capital position, with all regulatory capital ratios well above required minimums and the well-capitalized levels. The company also successfully redeemed all outstanding shares of its preferred stock, Series L, simplifying its capital structure. Despite facing operational and cybersecurity risks, which are actively managed, the Bancorp reported no material incidents affecting its business strategies or financial condition. Looking ahead, Fifth Third Bancorp has successfully closed its merger with Comerica Incorporated in February 2026, positioning the combined entity for expanded market reach and potential synergies. The company's proactive approach to risk management and its commitment to capital strength provide a stable foundation for future growth.

8-K

FIFTH THIRD BANCORP 8-K Report, Executive Changes (Feb 24, 2026)

Feb 24, 2026

Fifth Third Bancorp (FITB) has filed an 8-K report detailing the approval of Performance Share Unit (PSU) awards to key executive officers, including the CEO, COO, CFO, Chief Risk Officer, and Chief Information Officer. These awards, granted on February 18, 2026, are designed to incentivize the successful integration of subsidiaries following the previously announced merger with Comerica Incorporated and Comerica Holdings Incorporated. The PSU payout is tied to performance against an integration scorecard, with a potential range of 0% to 125% of target. Vesting occurs over two years post-grant, contingent on continued employment and satisfactory performance, with specific provisions for termination due to death or disability, or involuntary termination under defined circumstances.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Feb 10, 2026)

Feb 10, 2026

Fifth Third Bancorp (FITB) has filed an 8-K report on February 10, 2026, primarily to disclose their participation in the BofA Securities 2026 Financial Services Conference. The key information for investors is the presentation materials, attached as Exhibit 99.1, which will likely offer insights into the company's strategic initiatives, financial performance, and outlook. Investors should carefully review this presentation for any forward-looking statements or material updates not previously disclosed. While this 8-K itself does not contain new financial results or significant corporate actions, the accompanying presentation is the primary focus. It's important to note that the information furnished in this report is not considered 'filed' for regulatory purposes under Section 18 of the Securities Exchange Act of 1934, meaning it does not carry the same legal liabilities as formal SEC filings. However, the presentation itself may contain information that is material to investment decisions.

8-K

FIFTH THIRD BANCORP 8-K Report, Acquisition Completed (Feb 2, 2026)

Feb 2, 2026

Fifth Third Bancorp (FITB) has officially completed its acquisition of Comerica Incorporated through a series of mergers, as detailed in this 8-K filing. The transaction, which closed on February 2, 2026, involved multiple steps, including the merger of Comerica into Fifth Third Intermediary and subsequent mergers of their respective banking subsidiaries into Fifth Third Bank, National Association. This integration aims to consolidate operations and expand Fifth Third's market presence. Key financial aspects of the deal include the conversion of Comerica's common stock into Fifth Third common stock at an exchange ratio of 1.8663 shares per Comerica share, along with the assumption of approximately $2.416 billion in Comerica's senior and subordinated notes by Fifth Third entities. The company also established new preferred stock series to replace Comerica's preferred stock, with 400,000 authorized shares of New Fifth Third Preferred Stock issued. Additionally, the board of directors has been expanded to include three former Comerica directors, enhancing strategic oversight.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Jan 29, 2026)

Jan 29, 2026

Fifth Third Bancorp (FITB) has announced the successful issuance of $2 billion in senior notes through a public offering on January 29, 2026. This offering consists of $1 billion in 4.566% Fixed Rate/Floating Rate Senior Notes due 2032 and $1 billion in 5.141% Fixed Rate/Floating Rate Senior Notes due 2037. The net proceeds from this issuance are approximately $1.988 billion, after accounting for underwriting discounts and estimated expenses. This debt issuance, conducted under an existing shelf registration statement, is a strategic move to bolster Fifth Third's capital structure. The notes are a mix of fixed and floating rates, providing flexibility. Investors should note that the specific terms, representations, and conditions of this offering are detailed in various agreements including the Underwriting Agreement and Supplemental Indenture, which are incorporated by reference in the filing.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Jan 26, 2026)

Jan 26, 2026

Fifth Third Bancorp (FITB) has filed a Current Report on Form 8-K, primarily to incorporate information into its future securities filings. This filing includes preliminary, unaudited financial results for the fourth quarter of 2025 for both Fifth Third Bancorp itself and Comerica Incorporated. Investors should note that these figures are preliminary and have been prepared by management, meaning they could be subject to change upon the completion of the audit and the filing of Fifth Third's Annual Report on Form 10-K for the year ended December 31, 2025. The inclusion of Comerica's preliminary results suggests a potential strategic development or ongoing integration effort involving Comerica, though the specific nature is not detailed in this 8-K. Investors are advised to consult Fifth Third's and Comerica's previously filed financial statements and future filings for a comprehensive view, as these preliminary results are intended as highlights and should be read in conjunction with more detailed disclosures.

8-K

FIFTH THIRD BANCORP 8-K Report, Financial Results (Jan 20, 2026)

Jan 20, 2026

Fifth Third Bancorp (FITB) has filed an 8-K report on January 20, 2026, to disclose its fourth-quarter 2025 earnings. The filing primarily serves to furnish the company's earnings press release and a related investor presentation, as detailed in Items 2.02 and 7.01. These documents provide investors with key financial results and operational updates for the period ended December 31, 2025. While the 8-K itself does not contain the detailed financial figures, it directs investors to the attached Exhibits 99.1 (earnings press release) and 99.2 (investor presentation) for a comprehensive overview of performance. Investors should review these exhibits to understand Fifth Third Bancorp's financial condition and operational results for the fourth quarter of 2025, including any forward-looking statements or guidance provided by management. It is important to note that the information furnished in this 8-K is not considered 'filed' for SEC purposes, meaning it does not carry the same legal implications as formally filed reports under Section 18 of the Exchange Act.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Jan 14, 2026)

Jan 14, 2026

Fifth Third Bancorp (FITB) has filed an 8-K report announcing a significant regulatory milestone in its acquisition of Comerica Incorporated. The Board of Governors of the Federal Reserve System has granted approval for Fifth Third to acquire Comerica, which includes Comerica Bank and Comerica Bank & Trust, National Association. This approval follows earlier authorizations from the Office of the Comptroller of the Currency (December 15, 2025) and the shareholders of both companies (January 6, 2026). With key regulatory and shareholder approvals now secured, the transaction is progressing towards its anticipated closing date of February 1, 2026. This development marks a crucial step in the integration process, paving the way for the combined entity to proceed, subject to the satisfaction of any remaining closing conditions. Investors should monitor the finalization of this merger as it is expected to reshape Fifth Third's operational footprint and market presence.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Jan 13, 2026)

Jan 13, 2026

Fifth Third Bancorp (FITB) has announced the early redemption of its subsidiary Fifth Third Bank's outstanding 3.850% Subordinated Notes due March 15, 2026. The redemption is scheduled for February 13, 2026, approximately one month ahead of the original maturity date. The total principal amount being redeemed is $750 million, plus any accrued and unpaid interest up to the redemption date. This action is being taken under the initial optional redemption provisions outlined in the notes.

8-K

FIFTH THIRD BANCORP 8-K Report, Shareholder Vote Results (Jan 6, 2026)

Jan 6, 2026

Fifth Third Bancorp (FITB) has successfully obtained shareholder approval for the issuance of its common stock in connection with the proposed acquisition of Comerica Incorporated. The special meeting of Fifth Third shareholders saw a strong turnout, with over 80% of voting power represented. The stock issuance proposal, critical for satisfying NASDAQ listing rules requiring shareholder approval for stock issuances exceeding 20% of outstanding shares, passed overwhelmingly. Shareholders also approved a proposal to adjourn the meeting if necessary, although this measure was ultimately not required due to the strong support for the stock issuance. The results indicate significant shareholder confidence in the strategic move to acquire Comerica.

8-K

FIFTH THIRD BANCORP 8-K Report, Executive Changes (Dec 12, 2025)

Dec 12, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report on December 12, 2025, to announce significant changes to its Board of Directors. Thomas H. Harvey has notified the company of his retirement from the Board, effective January 7, 2026. This departure creates a vacancy that will be filled by the appointment of Priscilla Almodovar as a new Director, also effective January 7, 2026. Ms. Almodovar's appointment is a key development, as she brings new expertise to the board and will immediately contribute to the Nominating and Corporate Governance and Risk and Compliance Committees. Investors should note that her compensation will align with the Company's existing Director Pay Program, which includes a pro-rated grant of $41,712 in Restricted Stock Units (RSUs). This filing provides transparency regarding board composition and executive succession planning.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Dec 9, 2025)

Dec 9, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report to announce its participation in the 2025 Goldman Sachs U.S. Financial Services Conference on December 10, 2025. This filing primarily serves as a disclosure mechanism, attaching the presentation to be delivered at the conference as Exhibit 99.1. Investors should note that the information provided in this 8-K and its exhibits is not considered "filed" for regulatory purposes under Section 18 of the Securities Exchange Act of 1934, meaning it does not carry the same legal weight as a formally filed document. The report also includes extensive forward-looking statements and risk factors related to the proposed merger with Comerica Incorporated, emphasizing that actual results may differ materially from projections. Investors are advised to review the detailed risk factors and the merger-related documentation, including the Form S-4 registration statement and joint proxy statement/prospectus, for comprehensive information. While the primary purpose of this 8-K is to disclose the upcoming conference presentation, the detailed risk disclosures related to the Comerica merger are significant for investors. These disclosures highlight potential challenges in realizing cost savings and synergies, integration difficulties, regulatory hurdles, and the impact of macroeconomic factors. The company is providing investors with ample resources, including contact information for investor relations and links to SEC filings, to ensure they can access all pertinent information regarding the merger and the company's outlook. Shareholders are strongly encouraged to consult these materials before making any investment or voting decisions.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Nov 6, 2025)

Nov 6, 2025

Fifth Third Bancorp (FITB) has filed an 8-K to disclose its participation in the 2025 BancAnalysts Association of Boston's Annual Bank Conference on November 7, 2025, with a presentation attached as Exhibit 99.1. This filing primarily serves as a forward-looking disclosure and includes extensive risk factors related to the previously announced merger with Comerica Incorporated. Investors should note that the information provided is not intended for SEC filing purposes under certain sections, and actual results may differ materially from stated expectations. The comprehensive list of risk factors highlights potential challenges in realizing cost savings and synergies from the merger, potential delays or failures in obtaining regulatory and stockholder approvals, and the possibility that the transaction may not close as expected or at all. Furthermore, the company acknowledges risks associated with integrating operations, increased costs, potential disruptions to business, and negative impacts on customer and employee relations. Investors are urged to review the detailed risk disclosures and the upcoming Form S-4 registration statement and joint proxy statement/prospectus for a thorough understanding of the transaction and its potential implications.

10-Q

FIFTH THIRD BANCORP Quarterly Report for Q3 Ended Sep 30, 2025

Nov 4, 2025

Fifth Third Bancorp (FITB) reported solid performance in its Q3 2025 10-Q filing, with net income available to common shareholders increasing by 14% year-over-year to $608 million, or $0.91 per diluted share. Total revenue on an FTE basis grew 8% to $2.3 billion, driven by a 7% increase in net interest income and a 10% rise in noninterest income. The net interest margin on an FTE basis expanded to 3.13% from 2.90% in the prior year, reflecting favorable interest rate movements and improved asset-yield management. The provision for credit losses saw a significant increase of 23% to $197 million, primarily due to a $178 million charge-off on an asset-backed finance commercial loan, which also impacted the net charge-off ratio. Capital ratios remained strong, with a CET1 risk-based capital ratio of 10.57% as of September 30, 2025. Notably, the company announced a definitive merger agreement to acquire Comerica Incorporated for $10.9 billion, an all-stock transaction expected to close in Q1 2026, which will significantly expand its footprint. Financially, the Bancorp demonstrated robust revenue growth driven by both net interest income and non-interest income streams. The expansion of the net interest margin is a positive indicator of effective interest rate management. While the provision for credit losses increased due to a specific large commercial loan impairment, overall credit quality metrics like the nonperforming portfolio assets ratio showed improvement. The Bancorp also continues its commitment to shareholders through share repurchases, though these will be paused pending the closing of the Comerica acquisition. Investors should monitor the integration process and its impact on profitability and the company's strategic direction.

8-K

FIFTH THIRD BANCORP 8-K Report, Financial Results (Oct 17, 2025)

Oct 17, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report on October 17, 2025, to announce its third-quarter 2025 earnings. The filing includes a press release (Exhibit 99.1) detailing the financial results and a presentation (Exhibit 99.2) for its earnings conference call. Investors should note that the information provided in this 8-K, including the press release and presentation, is furnished and not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, meaning it does not automatically become incorporated into future SEC filings unless specifically referenced. This report serves as the primary disclosure vehicle for the bank's recent performance. While the 8-K itself does not contain the specific financial figures, it directs investors to the attached exhibits for a comprehensive overview of the third quarter's operational and financial condition. Key metrics, profitability, and any forward-looking statements would be found within the press release and the accompanying presentation, making these exhibits crucial for a thorough understanding of FITB's current standing and outlook.

8-K

FIFTH THIRD BANCORP 8-K Report, Material Agreement (Oct 8, 2025)

Oct 8, 2025

Fifth Third Bancorp (FITB) has announced a significant strategic move through an Agreement and Plan of Merger with Comerica Incorporated (CMA). This filing details the definitive agreement for a merger that will see Comerica merge with a Fifth Third subsidiary, followed by the merger of Comerica's banking entities into Fifth Third Bank, National Association. The transaction is structured as a stock-for-stock exchange, with Comerica common stockholders to receive 1.8663 shares of Fifth Third common stock for each share they hold. Preferred stockholders of Comerica will receive a new series of Fifth Third preferred stock with comparable terms.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Oct 6, 2025)

Oct 6, 2025

Fifth Third Bancorp (FITB) has announced a significant strategic move through an 8-K filing, detailing its definitive merger agreement with Comerica Incorporated. Under this agreement, Comerica Incorporated will merge with Fifth Third Financial Corporation, a wholly-owned subsidiary of Fifth Third Bancorp, with the subsidiary being the surviving entity. This transaction represents a major step in Fifth Third Bancorp's growth strategy and is accompanied by a joint press release and an investor presentation providing further details. Investors should note that this filing includes forward-looking statements with inherent risks and uncertainties, as outlined in the document, which could materially impact the actual outcomes of the merger and the combined entity's performance.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Sep 30, 2025)

Sep 30, 2025

Fifth Third Bancorp (FITB) has announced the completion of an accelerated share repurchase (ASR) transaction initiated on July 18, 2025. Under this agreement with Deutsche Bank AG, London Branch, Fifth Third repurchased a total of 6,929,352 shares of its common stock. The total value of the repurchased shares was approximately $300 million, with an average repurchase price of $43.2941 per share. This ASR was part of the previously announced 100 million share repurchase program, indicating the company's continued commitment to returning capital to shareholders. Following the completion of this ASR, Fifth Third Bancorp retains approximately 93.1 million shares of repurchase authority under its existing program. Investors should view this action as a signal of management's confidence in the company's financial health and its strategy to enhance shareholder value through capital allocation. The execution of this transaction aligns with prior announcements and demonstrates progress in the company's capital return initiatives.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Sep 19, 2025)

Sep 19, 2025

Fifth Third Bancorp (FITB) has announced the redemption of all outstanding Series L Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock and associated depositary shares. The redemption is scheduled to occur on September 30, 2025, at a price of $25,000 per share for the preferred stock and $1,000 per depositary share, plus any declared but unpaid dividends. This action will result in no Series L Preferred Stock or depositary shares remaining outstanding upon completion. For the third quarter of 2025, the redemption is expected to reduce net income available to common shareholders by approximately $3.5 million. This impact will be recognized as incremental preferred dividend expense. Investors should note that this is an optional redemption by the company, indicating a strategic decision likely related to capital management or favorable market conditions for refinancing. The full details of the redemption notice are available in the attached press release.

8-K

FIFTH THIRD BANCORP 8-K Report, Material Impairment (Sep 9, 2025)

Sep 9, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report disclosing a material impairment charge expected in the third quarter of 2025. This charge stems from alleged external fraudulent activity impacting an asset-backed finance loan with an outstanding balance of approximately $200 million. The Bancorp anticipates a non-cash impairment charge between $170 million and $200 million, reflecting potential losses from this situation. Investigations are ongoing with law enforcement and third-party advisors to fully assess the extent of the fraud-related losses. In addition to the impairment disclosure, the filing also notes that Fifth Third Bancorp will be presenting at the 2025 Barclays Global Financial Services Conference on September 10, 2025. A presentation for this event is attached as an exhibit. Investors should note that the information in this 8-K and its exhibits is furnished and not deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, unless expressly incorporated by reference into a filing.

10-Q

FIFTH THIRD BANCORP Quarterly Report for Q2 Ended Jun 30, 2025

Aug 5, 2025

Fifth Third Bancorp (FITB) reported solid financial performance for the quarter and six months ended June 30, 2025. Net income available to common shareholders increased by 5% and 3% respectively, reaching $591 million and $1.07 billion. Diluted earnings per share also saw an increase, from $0.81 to $0.88 for the quarter and $1.51 to $1.58 for the six-month period. The bank benefited from higher net interest income, driven by increased loan balances and improved consumer loan yields, which led to a net interest margin expansion of 24 basis points and 11 basis points on an FTE basis for the respective periods. Noninterest income also grew, primarily due to increases in wealth and asset management, consumer banking, and mortgage banking revenues. Despite these positive trends, the provision for credit losses increased significantly, up 78% for the quarter and 82% for the six months, reflecting a deterioration in economic forecasts and higher period-end loan balances. The Bancorp's capital position remains robust, with a CET1 capital ratio of 10.58% as of June 30, 2025, well above regulatory requirements. The bank also continued its capital return program, with a significant share repurchase authorization and dividend payments.

8-K

FIFTH THIRD BANCORP 8-K Report, Material Agreement (Jul 21, 2025)

Jul 21, 2025

Fifth Third Bancorp (FITB) has entered into a significant share repurchase agreement with Deutsche Bank AG, London Branch, for approximately $300 million of its outstanding common stock. This transaction is part of the previously announced 100 million share repurchase program, demonstrating the company's commitment to returning capital to shareholders and potentially boosting earnings per share. The repurchase is structured through a master confirmation and supplemental confirmations, with Fifth Third paying $300 million to Deutsche Bank and expecting to receive a substantial majority of the shares by July 21, 2025. Investors should note that the exact number of shares to be repurchased will be based on a discount to the daily volume-weighted average NASDAQ prices during the agreement's term. The settlement is expected by September 29, 2025. While the agreement aims to be beneficial, it includes customary adjustment and termination provisions, and certain extraordinary events could lead to Fifth Third receiving fewer shares than initially anticipated. The relationship with Deutsche Bank, which has provided services in the past and may do so in the future, is also noted.

8-K

FIFTH THIRD BANCORP 8-K Report, Financial Results (Jul 17, 2025)

Jul 17, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report on July 17, 2025, to disclose its financial results for the second quarter of 2025. The filing includes a press release (Exhibit 99.1) detailing the earnings and a supplementary presentation (Exhibit 99.2) for its investor conference call. These documents provide investors with key performance metrics and insights into the company's operational and financial condition during the reported period. While the specific financial figures are not detailed within the 8-K itself, the attached exhibits are the primary source of this information. Investors are encouraged to review the press release and presentation for a comprehensive understanding of FITB's Q2 2025 performance, including revenue, profitability, asset quality, and any forward-looking guidance provided by management. The company emphasizes that this information is furnished and not deemed 'filed' for certain regulatory purposes.

8-K

FIFTH THIRD BANCORP 8-K Report, Executive Changes (Jun 25, 2025)

Jun 25, 2025

Fifth Third Bancorp (FITB) has announced a significant leadership change within its Commercial Bank division. Effective July 14, 2025, Kevin Lavender will assume the role of Vice Chairman, Commercial Bank. Mr. Lavender has been a key figure in the Commercial Bank, having served as its Executive Vice President and Head since January 2020, indicating a promotion based on proven experience and leadership within the organization. This appointment suggests a strategic move to further strengthen the bank's commercial banking operations under experienced guidance. Investors should view this as a positive development, signaling continuity and enhanced focus on a core segment of Fifth Third Bancorp's business. The elevation of Mr. Lavender, who has a deep understanding of the Commercial Bank's operations and strategy, is likely to drive continued growth and stability in this crucial area. The company's commitment to promoting from within also reflects a stable internal culture and a clear succession plan for key leadership positions.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Jun 16, 2025)

Jun 16, 2025

Fifth Third Bancorp (FITB) has announced a significant new share repurchase program authorized by its Board of Directors on June 13, 2025. The company is now empowered to repurchase up to 100 million shares of its outstanding common stock. This authorization replaces a previous one where approximately 11.8 million shares were still available for buyback, indicating a substantial increase in the potential capital allocation towards share repurchases. This move signals the company's confidence in its financial position and its commitment to returning value to shareholders. Investors should view this as a positive signal, as increased share repurchases can lead to a higher earnings per share (EPS) and can also support the stock price. The authorization allows for flexibility in execution, including open market purchases, private negotiations, and the use of various derivative instruments, suggesting a strategic approach to managing the repurchase program.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Jun 10, 2025)

Jun 10, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report on June 10, 2025, primarily to disclose that the company will be presenting at the 2025 Morgan Stanley U.S. Financials Conference. The key takeaway for investors is that this presentation, attached as Exhibit 99.1, will likely contain updated strategic information, business outlook, and potentially financial performance commentary. Investors are encouraged to review this presentation for the latest insights directly from management regarding the bank's operations and future plans. It is important to note that, as per the filing, the information contained in this 8-K and its exhibits is furnished and not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference into any other SEC filings. This means the content is for informational purposes and does not carry the same legal implications as formally filed information. Investors should consider this presentation as supplementary disclosure rather than a formal update triggering specific regulatory requirements.

10-Q

FIFTH THIRD BANCORP Quarterly Report for Q1 Ended Mar 31, 2025

May 6, 2025

Fifth Third Bancorp (FITB) reported solid results for the first quarter of 2025, with net income available to common shareholders of $478 million, or $0.71 per diluted share, a slight decrease from $480 million in the prior year period. Net interest income on a fully taxable equivalent (FTE) basis increased by 4% to $1.44 billion, driven by lower rates paid on liabilities and higher average loan balances. This led to an improved net interest margin of 3.03% (FTE basis), up from 2.86% in the prior year. The provision for credit losses saw a significant increase to $174 million from $94 million, reflecting higher loan balances and a deterioration in economic forecasts, though net charge-offs remained manageable at 0.46% of average loans. Noninterest income decreased by 2%, primarily due to lower securities gains, but was partially offset by growth in wealth and asset management and commercial payments revenue. Noninterest expense declined by 3%, mainly due to the absence of a prior year FDIC special assessment, even as technology and equipment expenses increased. Capital ratios remained strong, with the CET1 capital ratio at 10.43%.

8-K

FIFTH THIRD BANCORP 8-K Report, Financial Results (Apr 17, 2025)

Apr 17, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report on April 17, 2025, to announce its first-quarter 2025 earnings release and provide related materials to investors. The filing includes a press release detailing the financial results for the quarter, furnished under both Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure). In addition to the earnings release, the company has also furnished a presentation related to its first-quarter earnings conference call. These documents offer insights into the company's performance and outlook for the period, although they are furnished and not deemed "filed" for purposes of certain SEC regulations. Investors are encouraged to review the attached exhibits for a comprehensive understanding of the first-quarter results.

8-K

FIFTH THIRD BANCORP 8-K Report, Shareholder Vote Results (Apr 17, 2025)

Apr 17, 2025

Fifth Third Bancorp (FITB) filed an 8-K on April 17, 2025, detailing the results of its Annual Meeting of Shareholders held on April 15, 2025. The primary focus of this filing is the outcome of shareholder votes on key proposals. All incumbent directors were overwhelmingly elected to serve until the 2026 Annual Meeting, indicating strong shareholder confidence in the current board's leadership and strategy. Additionally, shareholders ratified the appointment of Deloitte & Touche LLP as the independent external audit firm for 2025, a crucial vote for maintaining financial transparency and oversight. Furthermore, an advisory vote on executive compensation was conducted. While a majority of shareholders approved the executive compensation package, the results, including the breakdown of votes for, against, and broker non-votes, warrant attention for investors interested in corporate governance and alignment between management pay and shareholder interests. The filing confirms the smooth conduct of the annual meeting and provides transparency on shareholder engagement on important corporate matters.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Apr 15, 2025)

Apr 15, 2025

Fifth Third Bancorp (FITB) has filed an 8-K report on April 15, 2025, to disclose information presented at their 2025 Annual Meeting of Shareholders. The primary purpose of this filing is to provide investors with access to a presentation made during the meeting, which is attached as Exhibit 99.1. While this filing itself is not deemed 'filed' for regulatory purposes under Section 18 of the Securities Exchange Act of 1934, it serves as a mechanism to disseminate potentially material information to shareholders and the investing public.

8-K

FIFTH THIRD BANCORP 8-K Report, Corporate Update (Mar 6, 2025)

Mar 6, 2025

Fifth Third Bancorp (FITB) announced the completion of a significant accelerated share repurchase (ASR) transaction initiated on January 22, 2025. Under this agreement with Royal Bank of Canada (RBC), Fifth Third repurchased a total of 5,242,382 shares of its common stock for approximately $225 million, at an average price of $42.9194 per share. This repurchase activity is part of the company's broader 100 million share repurchase program, first announced in June 2019.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Mar 4, 2025)

Mar 4, 2025

Fifth Third Bancorp (FITB) has filed an 8-K to announce its participation in the 2025 RBC Capital Markets Financial Institutions Conference, scheduled for March 5, 2025. The company will be presenting at this event, and a copy of the presentation materials is being furnished as an exhibit to this filing. Investors and interested parties can access these presentation slides to gain insights into the bank's current strategic initiatives, financial performance, and outlook as discussed by management.

10-K

FIFTH THIRD BANCORP Annual Report, Year Ended Dec 31, 2024

Feb 24, 2025

Fifth Third Bancorp (FITB) reported its fiscal year 2024 results, highlighting a diversified financial services model with three core businesses: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. The bank maintained a solid capital position, with its CET1 capital ratio at 10.57%, exceeding regulatory requirements. Net income available to common shareholders was $2.2 billion. The company experienced a decrease in net interest income on an FTE basis to $5.7 billion from $5.9 billion in the prior year, primarily due to higher funding costs driven by increased market interest rates and deposit migration into higher-yielding products, partially offset by higher yields on earning assets. Noninterest expense decreased due to lower FDIC insurance and other taxes, largely due to a reduction in the FDIC special assessment expense recognized in 2024 compared to 2023. The bank also reported an increase in nonaccrual loans and leases, which rose to $860 million, leading to a higher nonperforming asset ratio of 0.71% compared to 0.59% in the prior year. Despite these challenges, the Bancorp continues to execute its growth strategy, investing in technology and its branch network.

8-K

FIFTH THIRD BANCORP 8-K Report, Regulation FD Disclosure (Feb 3, 2025)

Feb 3, 2025

Fifth Third Bancorp (FITB) has filed an 8-K on February 3, 2025, primarily to disclose information regarding an upcoming non-deal roadshow in February 2025. The company's executives will be presenting to institutional investors, discussing the company's operations and performance. This filing serves as a notification to investors about these upcoming discussions and includes the presentation materials as an exhibit. While this filing does not contain new financial results or material strategic announcements, it signifies ongoing engagement with the investment community. Investors should refer to the attached Exhibit 99.1 for the specific content of the presentations to gain insights into management's current views on the company's business and outlook. It's important to note that the information provided in this 8-K is not considered 'filed' for regulatory purposes under Section 18 of the Securities Exchange Act of 1934, meaning it doesn't carry the same legal implications as a formally filed financial report, unless expressly incorporated by reference into other filings.

8-K

FIFTH THIRD BANCORP 8-K Report, Material Agreement (Jan 23, 2025)

Jan 23, 2025

Fifth Third Bancorp (FITB) has announced a significant share repurchase agreement with Royal Bank of Canada (RBC) for approximately $225 million. This transaction is part of the company's previously established 100 million share repurchase program initiated in 2019. The agreement, structured as a forward repurchase, involves Fifth Third paying $225 million to RBC, with the expectation of receiving a substantial majority of the shares by January 23, 2025. The exact number of shares will be determined based on a discount to the average daily volume-weighted average NASDAQ prices during the agreement's term.