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10-QPeriod: Q1 FY2003

GOLDMAN SACHS GROUP INC Quarterly Report for Q1 Ended Feb 28, 2003

Filed April 10, 2003For Securities:GSGS-PAGS-PCGS-PDGSCE

Summary

Goldman Sachs Group, Inc. reported a strong first quarter for fiscal year 2003, with net earnings of $662 million, an increase from $524 million in the prior year's comparable period. This growth was driven primarily by a significant increase in Trading and Principal Investments, particularly in FICC (Fixed Income, Currency, and Commodities), which benefited from favorable market conditions including a steep yield curve and low interest rates. While Investment Banking revenues saw a decline due to lower industry-wide M&A and equity underwriting volumes, the firm's overall revenue grew, leading to improved profitability. The firm maintained a robust capital position and liquidity, underscoring its resilience in a slow global economic environment. Investors should note the continued strength in trading activities and the firm's ability to generate returns despite macroeconomic headwinds.

Key Highlights

  • 1Net earnings increased to $662 million for the three months ended February 28, 2003, up from $524 million in the prior year period.
  • 2Total revenues grew to $6,094 million from $5,700 million in the comparable prior year period.
  • 3Trading and Principal Investments segment showed a significant increase in net revenues to $2,151 million, driven by strong performance in FICC.
  • 4Investment Banking segment experienced a revenue decline to $718 million from $893 million, attributed to lower industry-wide M&A and equity underwriting volumes.
  • 5Asset Management and Securities Services segment revenues slightly decreased to $1,318 million from $1,375 million, with Asset Management revenues increasing but offset by lower Commissions.
  • 6Operating expenses increased by 15% to $3,169 million, partly due to a $100 million provision for litigation and regulatory proceedings and office space exit costs.
  • 7Diluted earnings per share rose to $1.29 from $0.98 in the prior year period.

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