Early Access

10-KPeriod: FY2021

Mastercard Inc Annual Report, Year Ended Dec 31, 2021

Filed February 11, 2022For Securities:MA

Summary

Mastercard Inc. (MA) reported a strong financial performance for the fiscal year ended December 31, 2021, with significant year-over-year growth in net revenue and net income. Driven by a robust recovery in consumer and business spending, cross-border transactions, and expanded services, the company demonstrated resilience and strategic execution. Key financial highlights include a 23% increase in GAAP net revenue and a 35% increase in GAAP net income, with non-GAAP figures showing similar strong growth on a currency-neutral basis. The company returned substantial capital to stockholders through dividends and share repurchases, underscoring its commitment to shareholder value.

Financial Statements
Beta
Revenue$18.88B
Operating Expenses$8.80B
Operating Income$10.08B
Interest Expense$431.00M
Net Income$8.69B
EPS (Basic)$8.79
EPS (Diluted)$8.76
Shares Outstanding (Basic)988.00M
Shares Outstanding (Diluted)992.00M

Key Highlights

  • 1Mastercard reported a 23% increase in net revenue to $18.9 billion and a 35% increase in net income to $8.7 billion for fiscal year 2021.
  • 2Gross dollar volume (GDV) grew by 21% on a local currency basis, indicating a strong recovery in payment activity.
  • 3Cross-border volume experienced a significant rebound, growing by 32% on a local currency basis.
  • 4Switched transactions increased by 25%, highlighting increased usage of the Mastercard network.
  • 5The company returned $7.6 billion to stockholders through $5.9 billion in share repurchases and $1.7 billion in dividends paid.
  • 6Mastercard continued to invest in strategic growth areas, including cyber and intelligence solutions and data analytics, as evidenced by a 32% increase in 'other revenues'.
  • 7The company completed strategic acquisitions totaling $4.7 billion in 2021, aimed at broadening its capabilities in areas like digital identity and payment services.

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