Summary
AT&T Inc. (T) filed an 8-K on December 16, 2019, reporting an amendment to its 2005 Supplemental Employee Retirement Plan (AT&T SERP). This amendment specifically impacts the retirement benefit distribution for key executives, namely John Stankey (President and COO) and John Stephens (CFO). Previously, both executives had elected to receive their SERP benefits as a lump sum. The amendment converts their accrued benefits into interest-bearing cash balance accounts with a fixed 3.7% interest rate, effective December 31, 2019. This change effectively locks in the value of their benefits, removing the impact of future interest rate fluctuations and future compensation/service from their SERP benefit calculation. This move provides certainty regarding their retirement payouts under this specific plan.
Key Highlights
- 1Amendment to AT&T 2005 Supplemental Employee Retirement Plan (SERP) approved by the Human Resources Committee.
- 2Impacts retirement benefit distribution for President & COO John Stankey and CFO John Stephens.
- 3Executives previously elected lump-sum distribution for their SERP benefits.
- 4Accrued benefits converted to interest-bearing cash balance accounts.
- 5Fixed interest rate of 3.7% applied to these cash balance accounts, effective December 31, 2019.
- 6Change eliminates the impact of interest rate fluctuations on lump-sum calculations for these executives.
- 7Future compensation and years of service will no longer affect their SERP benefit amounts.