Summary
T-Mobile US, Inc. (TMUS) announced on October 17, 2022, that its wholly-owned subsidiary, T-Mobile USA, Inc., entered into an Amended and Restated Credit Agreement. This agreement replaces a prior credit facility and establishes a new $7.5 billion revolving credit facility. The facility includes sub-facilities for letters of credit ($1.5 billion) and swingline loans ($500 million), with a maturity date of October 17, 2027. This move is a routine refinancing activity that strengthens T-Mobile's liquidity and financial flexibility, providing a robust framework for its ongoing operational needs and strategic initiatives. The new credit agreement is guaranteed by the parent company and T-Mobile USA's domestic restricted subsidiaries. Importantly, the obligations are not secured by any assets, indicating T-Mobile's strong credit standing. The agreement introduces interest rate options based on various benchmarks plus a margin, with applicable margins and unused commitment fees dependent on T-Mobile's credit rating. A key financial covenant requires T-Mobile to maintain a Leverage Ratio of 4.50 to 1.00 or less, a standard measure of financial health for large corporations.
Key Highlights
- 1T-Mobile USA entered into an Amended and Restated Credit Agreement for a $7.5 billion revolving credit facility.
- 2The new facility has a maturity date of October 17, 2027.
- 3Includes a $1.5 billion letter of credit sub-facility and a $500 million swingline loan sub-facility.
- 4The agreement is guaranteed by T-Mobile US, Inc. and its domestic restricted subsidiaries.
- 5The credit facility is unsecured, meaning no assets are pledged as collateral.
- 6Interest rates are variable, based on benchmark rates plus a margin that depends on T-Mobile's credit rating.
- 7A financial covenant requires T-Mobile to maintain a Leverage Ratio of 4.50:1.00 or less.