8-KEarnings & ResultsExhibits & Filings

TRAVELERS COMPANIES, INC. 8-K Report, Financial Results (Feb 1, 2007)

Filed February 1, 2007For Securities:TRV

Summary

This 8-K filing by The St. Paul Travelers Companies, Inc. (TRV) on February 1, 2007, primarily serves to announce the release of their fourth quarter and full-year 2006 financial results. The company issued a press release detailing these results and made a comprehensive financial supplement available on its website. While the 8-K itself does not contain the specific financial figures, it directs investors to these furnished documents (Exhibits 99.1 and 99.2) for detailed operational and financial condition information. Investors should refer to the referenced press release and financial supplement for critical data regarding the company's performance in Q4 2006 and the entirety of 2006. These documents would typically include key metrics such as net income, earnings per share, revenue, and underwriting results, providing a basis for evaluating the company's profitability and financial health during the reported period.

Key Highlights

  • 1The St. Paul Travelers Companies, Inc. announced its fourth quarter and full-year 2006 results via a press release on February 1, 2007.
  • 2The company made its fourth quarter 2006 financial supplement available, providing more detailed financial information.
  • 3These documents (press release and financial supplement) are furnished as exhibits to the 8-K filing.
  • 4The 8-K itself does not contain the specific financial results, but rather references the external documents.
  • 5Investors are directed to Exhibits 99.1 and 99.2 for the actual financial performance data.
  • 6The filing is made under Item 2.02 (Results of Operations and Financial Condition) and Item 9.01 (Financial Statements and Exhibits).

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce that The St. Paul Travelers Companies, Inc. has released its financial results for the fourth quarter and full year ended December 31, 2006, and to furnish the associated press release and financial supplement.

The actual financial results for Q4 2006 are not included directly in the 8-K filing. Investors need to refer to Exhibit 99.1 (Press Release) and Exhibit 99.2 (Fourth Quarter 2006 Financial Supplement), which are furnished with this 8-K.

No, as stated in the filing, the information and exhibits furnished in this Form 8-K (under Item 2.02) are not deemed 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference in any Securities Act filing, unless expressly set forth in such a filing.

A financial supplement typically provides a more detailed breakdown of financial performance than a press release. For an insurance company like The St. Paul Travelers, this would likely include information on premiums earned, losses and loss expenses, underwriting profit/loss, investment income, operating expenses, net income, earnings per share, and potentially segment-level performance data.