8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 17, 2012)

Filed October 17, 2012For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This 8-K filing by U.S. Bancorp (USB) on October 17, 2012, announces the release of its financial results for the quarter ended September 30, 2012. The filing incorporates by reference a press release and an earnings conference call presentation, both furnished under the Securities Exchange Act of 1934. Investors should note that the information provided is considered "furnished" and not "filed," meaning it is supplementary and not subject to the same liability as formally filed documents. The primary focus of this report is to provide investors with updated financial performance information for the third quarter of 2012. While specific financial figures are not detailed within the 8-K itself, the accompanying exhibits contain the detailed results and management's commentary on the company's performance, strategic positioning, and outlook. The company also includes cautionary statements identifying factors that could materially affect future results, a standard practice for disclosing forward-looking information.

Key Highlights

  • 1U.S. Bancorp released its financial results for the third quarter of 2012 on October 17, 2012.
  • 2The 8-K filing includes a press release (Exhibit 99.1) and a 3Q12 Earnings Conference Call Presentation (Exhibit 99.2).
  • 3Both exhibits are incorporated by reference into the filing.
  • 4The information in the press release and presentation is furnished, not filed, under the Securities Exchange Act of 1934.
  • 5Forward-looking statements regarding the Company's future performance are included in the furnished materials.
  • 6The filing serves as a notification to investors about the availability of the Q3 2012 results and related commentary.

Frequently Asked Questions

This 8-K filing serves to inform investors that U.S. Bancorp has released its financial results for the third quarter of 2012 and to provide access to the detailed press release and earnings conference call presentation.

The specific financial results for the quarter ended September 30, 2012, are contained within the press release (Exhibit 99.1) and the Earnings Conference Call Presentation (Exhibit 99.2) that are furnished with this 8-K filing.

Information that is 'furnished' is provided to the SEC but is not subject to the same level of liability or regulatory scrutiny as information that is 'filed'. It typically supplements publicly available information rather than being a core part of regulatory reporting.

Yes, the press release and conference call presentation, which are furnished as exhibits to this 8-K, contain forward-looking statements. These statements discuss the Company's anticipated future performance, but also include cautionary notes about factors that could cause actual results to differ materially.