8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Nov 2, 2012)

Filed November 2, 2012For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This 8-K filing by U.S. Bancorp (USB) on November 2, 2012, primarily serves as a disclosure for a presentation made by Andrew Cecere, Vice Chairman and CFO, at the BancAnalysts Association of Boston Conference on November 2, 2012. The key takeaway for investors is the availability of presentation slides (Exhibit 99.1) and a live webcast of the CFO's discussion, offering insights into the company's performance and strategic outlook from that period. These materials are intended to provide transparency and are accessible via the company's website, though they are furnished and not deemed "filed" for regulatory purposes. Investors should review the presentation slides for detailed information regarding U.S. Bancorp's financial condition, business strategies, and any forward-looking statements made by management. The filing itself does not contain new financial results but rather points to the source where such discussions occurred. The company emphasizes that this information will not be incorporated into other SEC filings, maintaining a clear distinction between furnished and formally filed material.

Key Highlights

  • 1U.S. Bancorp's CFO, Andrew Cecere, presented at the BancAnalysts Association of Boston Conference on November 2, 2012.
  • 2Presentation slides from the conference are attached as Exhibit 99.1 to this 8-K filing.
  • 3Investors can access the presentation slides and a live audio webcast of the event on U.S. Bancorp's website.
  • 4A replay of the webcast will be available on the company's website for 90 days.
  • 5The information furnished in this report, including the presentation slides, is not considered "filed" for Section 18 of the Securities Exchange Act of 1934.
  • 6The content will not be incorporated by reference into registration statements or other SEC filings unless expressly stated.
  • 7The filing serves as a Regulation FD disclosure, ensuring broad public dissemination of material information.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose that U.S. Bancorp's CFO, Andrew Cecere, presented at the BancAnalysts Association of Boston Conference and to provide investors with access to the presentation materials and webcast.

The presentation slides are attached as Exhibit 99.1 to this 8-K filing. Additionally, both the slides and a live (and later archived) webcast of the presentation can be accessed on U.S. Bancorp's official website under the 'Investor/Shareholder Information' section.

No, the information in this 8-K filing, including the presentation slides, is being furnished and is not considered 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. This means it does not carry the same legal liabilities as formally filed information and will not be automatically incorporated into other SEC filings.

The presentation slides likely contain details about U.S. Bancorp's financial performance, business strategies, market outlook, and potentially forward-looking statements discussed by the CFO during the conference. Investors should review these slides for insights into the company's operations and management's views at that time.