8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Nov 4, 2016)

Filed November 4, 2016For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This 8-K filing from U.S. Bancorp (USB) on November 4, 2016, primarily serves as a notification of a presentation made by company executives at the BancAnalysts Association of Boston Conference. The report indicates that Terrance R. Dolan, Vice Chairman and CFO, and P.W. Parker, Vice Chairman and Chief Risk Officer, discussed company matters at the conference on November 4, 2016. Investors can access the presentation slides and a webcast replay, which are included as exhibits to this filing, for insights into the company's performance and outlook at that time. The filing emphasizes that the information provided in this report and its exhibits is furnished and not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934. This means the information is not subject to the same liability provisions as formally filed documents. Investors seeking details on U.S. Bancorp's strategic discussions, financial commentary, or risk management practices from late 2016 should refer to the accompanying presentation materials.

Key Highlights

  • 1U.S. Bancorp executives (CFO and Chief Risk Officer) presented at the BancAnalysts Association of Boston Conference on November 4, 2016.
  • 2The presentation slides, discussed at the conference, were filed as Exhibit 99.1 to this 8-K.
  • 3A live audio webcast of the presentation was available, with a replay accessible on the company's investor relations website.
  • 4The filing indicates that the information is furnished under Regulation FD and is not considered 'filed' for Section 18 liability.
  • 5This report serves as a disclosure mechanism for information shared during the conference, providing investors with access to executive commentary.
  • 6Replay of the webcast was available for 90 days on the company's website.

Frequently Asked Questions

The main purpose of this 8-K filing is to publicly disclose that U.S. Bancorp executives presented at the BancAnalysts Association of Boston Conference and to provide access to the presentation materials (slides and webcast) shared during that event.

The presentation slides are attached as Exhibit 99.1 to this 8-K filing. Additionally, a live audio webcast was available, and a replay of the webcast was posted on U.S. Bancorp's website (usbank.com) under the 'Investor/Shareholder Information' section, specifically in the 'Webcasts & Presentations' area.

When information is 'furnished' under Regulation FD (as stated in the filing), it means the company is providing the information publicly but is not subject to the same legal liabilities under Section 18 of the Securities Exchange Act of 1934 as if the information were formally 'filed.' This is a common practice for disclosures related to analyst conferences and earnings calls.

While the specific content of the presentation is not detailed in the 8-K itself, it was delivered by the Chief Financial Officer and Chief Risk Officer. Therefore, it likely covered U.S. Bancorp's financial performance, strategic initiatives, risk management practices, and outlook as of November 2016.