8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Dec 7, 2016)

Filed December 7, 2016For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed a Form 8-K on December 7, 2016, to disclose information regarding a presentation by its President and Chief Operating Officer, Andrew Cecere, and Vice Chairman and Chief Financial Officer, Terrance R. Dolan, at the Goldman Sachs U.S. Financial Services Conference 2016. The filing primarily serves to provide investors with access to the presentation slides and a live audio webcast of the event, which was scheduled for December 7, 2016. This report highlights the company's commitment to transparency by making detailed presentation materials and a webcast accessible to all stakeholders. Investors can find information on the company's strategy, performance, and outlook directly from senior management. The information furnished in this 8-K, including the attached presentation slides, is for informational purposes and is not considered 'filed' for liability purposes under Section 18 of the Securities Exchange Act.

Key Highlights

  • 1U.S. Bancorp executives presented at the Goldman Sachs U.S. Financial Services Conference 2016.
  • 2The presentation was made by President and COO Andrew Cecere and Vice Chairman and CFO Terrance R. Dolan.
  • 3Presentation slides were attached as Exhibit 99.1 to the 8-K filing.
  • 4A live audio webcast of the presentation was available.
  • 5The webcast replay was to be available for 90 days on U.S. Bancorp's website.
  • 6The information provided is considered 'furnished' and not 'filed' under Section 18 of the Securities Exchange Act of 1934.
  • 7The filing indicates no incorporation by reference into other SEC filings unless expressly stated.

Frequently Asked Questions

The main purpose of this 8-K filing is to inform investors about a presentation by U.S. Bancorp's senior management at the Goldman Sachs U.S. Financial Services Conference and to provide access to the presentation materials and a webcast.

The presentation slides were attached as Exhibit 99.1 to the 8-K filing. Both the live webcast and its replay (available for 90 days) could be accessed on U.S. Bancorp's website (usbank.com) under the 'About U.S. Bank' section, then 'Webcasts & Presentations' within 'Investor/Shareholder Information'.

When information is 'furnished' under Regulation FD, it means the company is making it available to the public, but it does not carry the same legal liabilities as 'filed' information under Section 18 of the Securities Exchange Act of 1934. This means the company generally cannot be sued for misstatements or omissions in the 'furnished' information.

While the 8-K itself doesn't detail the presentation content, it's typical for such financial services conferences to cover the company's financial performance, strategic initiatives, market outlook, and future growth prospects.