8-KEarnings & ResultsExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 17, 2018)

Filed October 17, 2018For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K on October 17, 2018, to report its financial results for the quarter ended September 30, 2018 (3Q18). The filing includes a press release and an earnings conference call presentation, both furnished to the SEC. These documents provide details on the company's performance and contain forward-looking statements that outline potential risks and factors influencing future results. Investors should refer to the furnished press release (Exhibit 99.1) and conference call presentation (Exhibit 99.2) for specific financial figures, including net income, earnings per share, revenue, and balance sheet details. The company emphasizes that actual results may differ materially from forward-looking statements due to various risk factors, which are also identified within these furnished documents. The filing itself primarily serves as a notification and incorporation by reference of these more detailed financial disclosures.

Key Highlights

  • 1Disclosure of U.S. Bancorp's financial results for the third quarter of 2018 (3Q18).
  • 2The 8-K filing incorporates by reference a press release (Exhibit 99.1) detailing the quarterly earnings.
  • 3An earnings conference call presentation (Exhibit 99.2) is also included, offering further context and information.
  • 4Both the press release and presentation contain forward-looking statements about the company's future performance.
  • 5Important factors that could cause actual results to differ materially from expectations are identified within the furnished materials.
  • 6The filing date is October 17, 2018, with the event date being October 16, 2018, indicating the reporting of results shortly after the quarter's end.

Frequently Asked Questions

The main purpose of this 8-K filing is to formally report U.S. Bancorp's financial results for the quarter ended September 30, 2018. It incorporates by reference a press release and an earnings conference call presentation that contain the detailed financial information and management's commentary.

The actual financial results for the third quarter of 2018 can be found in Exhibit 99.1 (Press Release) and Exhibit 99.2 (3Q18 Earnings Conference Call Presentation), which are furnished with this 8-K filing and incorporated by reference.

When information is 'furnished' under the Securities Exchange Act of 1934, it means it is provided to the SEC but is not subject to the same liability as 'filed' information. It also means it's generally not considered incorporated by reference into future filings under the Securities Act of 1933, although it is still publicly available information for investors to review.

The 8-K filing itself does not list specific financial metrics. It directs investors to the furnished press release and presentation (Exhibits 99.1 and 99.2) for details on the company's results of operations and financial condition for the quarter ended September 30, 2018.