8-KRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Nov 5, 2018)

Filed November 5, 2018For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

This Form 8-K filing by U.S. Bancorp (USB) on November 5, 2018, primarily serves to announce that Executive Vice President and Chief Information Security Officer, Jason A. Witty, will be presenting at the Bank of America Merrill Lynch Future of Financials Conference. The filing includes the presentation slides (Exhibit 99.1) that will be discussed during the event, which investors can access via the company's website and through a live webcast. The information provided is for informational purposes and is not considered 'filed' under Section 18 of the Securities Exchange Act, meaning it doesn't carry the same liabilities as formally filed documents. Investors interested in the company's strategic outlook, particularly concerning technology and security within the financial sector, should review the attached presentation slides for potential insights into U.S. Bancorp's approach and future plans.

Key Highlights

  • 1U.S. Bancorp executive to present at the Bank of America Merrill Lynch Future of Financials Conference.
  • 2Presentation by Jason A. Witty, EVP and Chief Information Security Officer.
  • 3Presentation date and time: November 5, 2018, at 11:40 a.m. local time.
  • 4Presentation slides (Exhibit 99.1) are attached to the filing and available on the company's website.
  • 5A live audio webcast of the presentation is accessible on U.S. Bancorp's investor relations page.
  • 6Webcast replay will be available for 90 days.
  • 7Information furnished is not considered 'filed' for Section 18 purposes.

Frequently Asked Questions

The main purpose of this 8-K filing is to inform investors that U.S. Bancorp's Chief Information Security Officer will be presenting at a conference and to provide access to the presentation materials and webcast.

The presentation slides are attached as Exhibit 99.1 to this filing and can also be accessed on U.S. Bancorp's website under 'About Us' > 'Investor Relations' > 'Webcasts and Presentations'. A live audio webcast will also be available at the same location on the website.

When information is furnished and not 'filed' for Section 18 purposes, it generally means the company is providing it for informational purposes without assuming the same legal liabilities associated with formally filed documents. This is common for presentations and press releases that are meant to inform the market about upcoming events or disclosures.

Given the presenter is the Chief Information Security Officer and the conference is focused on the 'Future of Financials', the presentation is likely to cover topics related to cybersecurity, technology trends in banking, digital transformation, risk management, and the company's strategy in these areas.