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Verisk Analytics 8-K Report, Financial Results (Oct 29, 2025)

Reports
Earnings & Results·Exhibits & Filings
Filing Date
Filed October 29, 2025
Period End
October 29, 2025
Security
VRSK
In the record · 2016–202610-K1110-Q328-K115

VRSK filed 11 annual reports (10-K), 32 quarterly reports (10-Q) and 115 current reports (8-K) between 2016 and 2026.

  1. Material agreement8-K · Mar ’19Mar ’19
  2. Leadership change8-K · Apr ’21Apr ’21
  3. Deal closed8-K · May ’23May ’23
  4. Leadership change8-K · Sep ’26Sep ’26

01—Abstract

Summary

Summary of the 8-K filed October 29, 2025. Cited figures are marked; the original filing is the authoritative source.

Verisk Analytics, Inc. reported third-quarter 2025 results on October 29, 2025, as furnished in Exhibit 99.1.

Revenue was $768 milliona, up 5.9% (5.5% on an organic constant currency basis), and net income was $226 million, up 2.5%. Adjusted EBITDA, a non-GAAP measure, was $429 million, up 7.2% (8.8% on an organic constant currency basis), and diluted GAAP EPS was $1.61, up 4.5%. Management said a historically low level of severe weather reduced growth by approximately 1%.

Free cash flow, also non-GAAP, rose 39.6% to $336 millionb in the quarter. For the full year 2025, the company updated its outlook: total revenue of $3,050 to $3,080 million (down from July's $3,090 to $3,130 million), adjusted EBITDA of $1,690 to $1,720 million, and diluted adjusted EPS of $6.80 to $7.00. Interest expense guidance was raised to $165 to $185 million from $190 to $210 million in July.

Management said it remains on track for results in line with its long-term growth targets. The company also repurchased $100.0 millionc of stock in the quarter and declared a $0.45 per share dividend payable December 31, 2025.

The filing also discloses that on October 22, 2025, Verisk and AccuLynx each received a Second Request from the U.S. Federal Trade Commission regarding the proposed AccuLynx acquisition. Cash and cash equivalents rose to $2,107.9 milliond at September 30, 2025, from $291.2 million at year-end 2024, while short-term debt and long-term debt totaled $1,488.9 million and $3,229.2 million, respectively.

02—Key points

Key Highlights

  1. Q3 2025 revenue of $768 million, up 5.9% reported and 5.5% on an organic constant currency basis; underwriting revenue rose 6.9% and claims revenue rose 3.6%.
  2. Q3 2025 net income of $226 million, up 2.5%, with diluted GAAP EPS of $1.61, up 4.5%, and diluted adjusted EPS of $1.72, up 3.0%.
  3. Adjusted EBITDA of $429 million, up 7.2% (8.8% on an organic constant currency basis), with the adjusted EBITDA margin rising to 55.8% from 55.2%.
  4. Free cash flow of $336 million in Q3, up 39.6%, and $916 million for the nine months, up 27.2%.
  5. Full-year 2025 outlook narrowed: revenue lowered to $3,050 to $3,080 million from $3,090 to $3,130 million in July, and adjusted EBITDA lowered to $1,690 to $1,720 million from $1,700 to $1,740 million.
  6. Interest expense guidance lowered to $165 to $185 million from $190 to $210 million in July.
  7. The FTC issued a Second Request on October 22, 2025, regarding the pending AccuLynx acquisition; the company repurchased $100.0 million of stock in Q3 and has $1.2 billion remaining under its authorization.

03—Questions

Frequently Asked Questions

  1. How did Verisk perform in the third quarter of 2025?

    Revenue rose 5.9% to $768 million, or 5.5% on an organic constant currency basis. Adjusted EBITDA increased 7.2% to $429 million, and diluted GAAP EPS rose 4.5% to $1.61. Management cited a historically low level of severe weather as a temporary drag of approximately 1% on growth.

  2. Did Verisk change its full-year 2025 guidance?

    Yes. Total revenue guidance is now $3,050 to $3,080 million, down from $3,090 to $3,130 million in July. Adjusted EBITDA guidance is $1,690 to $1,720 million, down from $1,700 to $1,740 million. Diluted adjusted EPS guidance is unchanged at $6.80 to $7.00, and interest expense guidance is $165 to $185 million, down from $190 to $210 million.

  3. What is the status of the AccuLynx acquisition?

    On October 22, 2025, Verisk and AccuLynx each received a Second Request from the U.S. Federal Trade Commission as part of the agency's review of the proposed transaction. The filing does not state a closing timeline.

  4. How much did Verisk return to shareholders?

    In the third quarter, Verisk repurchased 0.4 million shares for $100.0 million, including a $50.0 million Accelerated Share Repurchase program, at an average price, less a discount, of $271.31. It paid a $0.45 per share dividend on September 30, 2025, and its Board approved another $0.45 per share dividend payable December 31, 2025.

  5. How strong is Verisk's cash position?

    Cash and cash equivalents were $2,107.9 million at September 30, 2025, up from $291.2 million at December 31, 2024. Short-term debt and the current portion of long-term debt were $1,488.9 million, and long-term debt was $3,229.2 million.

04—Continue

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