Early Access

10-QPeriod: Q3 FY2010

VISA INC. Quarterly Report for Q3 Ended Jun 30, 2010

Filed August 2, 2010For Securities:V

Summary

Visa Inc. reported a strong third quarter for fiscal year 2010, with total operating revenues increasing by 23% to $2.03 billion year-over-year. This growth was primarily driven by a 21% increase in nominal payments volume and a 14% rise in processed transactions, signaling a continued global shift towards electronic payments. Net income attributable to Visa Inc. was $716 million, resulting in earnings per share of $0.97 for Class A and C common stock, consistent with the prior year's adjusted EPS. The company also announced the completion of its acquisition of CyberSource Corporation for approximately $2.0 billion in cash, expected to enhance its e-commerce and fraud management capabilities. Despite positive revenue growth, investors should note the ongoing impact of regulatory changes, particularly the Wall Street Reform and Consumer Protection Act in the U.S., which could affect debit interchange rates and routing. Visa also provided an update on its litigation escrow account, which was funded with an additional $500 million, impacting Class B common stock dilution. The company's strong cash flow generation supports its liquidity, with $5.2 billion in cash and cash equivalents at the end of the quarter, and management remains confident in its ability to meet ongoing operational and liquidity needs.

Financial Statements
Beta
Revenue$2.03B
Operating Expenses$892.00M
Operating Income$1.14B
Interest Expense$13.00M
Net Income$716.00M

Key Highlights

  • 1Total operating revenues grew 23% year-over-year to $2.03 billion.
  • 2Net income attributable to Visa Inc. was $716 million.
  • 3Earnings per share for Class A and C common stock remained strong at $0.97.
  • 4The company completed the acquisition of CyberSource Corporation for $2.0 billion.
  • 5Nominal payments volume increased by 21% globally.
  • 6Processed transactions increased by 14% year-over-year.
  • 7Visa funded an additional $500 million into its litigation escrow account.

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