10-KPeriod: FY2022

BROWN & BROWN, INC. Annual Report, Year Ended Dec 31, 2022

Filed February 27, 2023For Securities:BRO

Summary

Brown & Brown, Inc. reported strong performance in 2022, with total revenues reaching $3.57 billion, a 17.1% increase compared to the previous year. This growth was primarily driven by acquisitions and a 8.1% organic revenue growth rate, indicating healthy expansion across its core business segments: Retail, National Programs, Wholesale Brokerage, and Services. The company's net income also saw a significant increase, reaching $671.8 million, up 14.4% from 2021. This robust financial performance reflects effective management and strategic execution, including successful integration of acquired businesses and a continued focus on sales and service culture. Brown & Brown's diversification across insurance segments provides resilience, while its commitment to talent development and operational efficiency supports its long-term growth trajectory.

Financial Statements
Beta
Revenue$3.57B
Operating Expenses$2.70B
Interest Expense$141.20M
Net Income$672.00M
EPS (Basic)$2.38
EPS (Diluted)$2.37
Shares Outstanding (Basic)278.00M
Shares Outstanding (Diluted)279.00M

Key Highlights

  • 1Total revenues grew by 17.1% to $3.57 billion in 2022, driven by acquisitions and organic growth.
  • 2Net income increased by 14.4% to $671.8 million in 2022.
  • 3The company completed 30 acquisitions in 2022, contributing significantly to revenue growth.
  • 4Organic Revenue growth was 8.1% for the full year, demonstrating underlying business strength.
  • 5The Retail segment remains the largest contributor to revenue, accounting for 58.4% of total commissions and fees.
  • 6EBITDAC - Adjusted, a key non-GAAP measure, increased by 15.9% to $1.17 billion, indicating strong operational profitability.
  • 7The company maintained a solid balance sheet with total assets of $13.97 billion as of December 31, 2022, and had $249.6 million remaining under its share repurchase authorization.

Frequently Asked Questions

Brown & Brown, Inc. reported a 17.1% increase in total revenues for 2022, reaching $3.57 billion. This growth was driven by a combination of acquisitions and an 8.1% organic revenue growth rate.

Net income for 2022 was $671.8 million, a 14.4% increase compared to 2021. The company also reported an EBITDAC - Adjusted of $1.17 billion, up 15.9%, highlighting strong operational profitability.

Acquisitions are a key part of Brown & Brown's growth strategy. In 2022, the company completed 30 acquisitions, which contributed significantly to its revenue growth and expanded its market presence across various insurance segments.