8-KEarnings & ResultsRegulation FDExhibits & Filings

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Financial Results (Apr 24, 2025)

Filed April 24, 2025For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

First Citizens BancShares, Inc. (FCNCA) has filed an 8-K to report its financial results for the quarter ended March 31, 2025. The filing includes the company's earnings release and a financial supplement, which provide detailed operational and financial information for the period. Investors should refer to these exhibits for comprehensive insights into the company's performance and financial condition as of the end of the first quarter of 2025. This report also provides notice of the company's conference call scheduled for April 24, 2025, to discuss these results. The accompanying investor presentation slides are also included, offering management's perspective on the quarter's performance and outlook. While this 8-K provides the announcement and supporting materials, it's important to note that the information is furnished and not deemed "filed" under SEC regulations, meaning it does not carry the same liability as a formally filed document. Investors are encouraged to review the detailed exhibits for a thorough understanding.

Key Highlights

  • 1First Citizens BancShares announced its Q1 2025 financial results on April 24, 2025.
  • 2The 8-K filing includes the official Earnings Release (Exhibit 99.1) and a Financial Supplement (Exhibit 99.3).
  • 3An Investor Presentation (Exhibit 99.2) offering management's discussion and outlook for Q1 2025 is also provided.
  • 4A conference call was scheduled for April 24, 2025, at 9 a.m. ET to discuss the quarterly results.
  • 5The filing contains forward-looking statements subject to inherent risks and uncertainties as detailed in the report.
  • 6Information furnished under Item 2.02 and 7.01, including exhibits, is not considered 'filed' for purposes of Section 18 of the Exchange Act.

Frequently Asked Questions

The detailed financial performance for the quarter ended March 31, 2025, is available in the Earnings Release (Exhibit 99.1) and the Financial Supplement (Exhibit 99.3) attached to this Form 8-K filing.

When information is furnished under Items 2.02 and 7.01, it means the company is providing it to the SEC but is not assuming the same level of liability as if the information were formally "filed" under Section 18 of the Securities Exchange Act of 1934. This is common for earnings releases and related materials.

The Investor Presentation usually includes slides used by management during their conference call to discuss the company's financial results, operational highlights, key performance indicators, and future outlook. It provides management's perspective on the quarter's performance.

Investors should be aware that the forward-looking statements made by First Citizens BancShares are subject to various risks, uncertainties, and changes in circumstances. These could cause actual results to differ materially from those projected. The filing mentions potential impacts from economic conditions, competitive pressures, regulatory changes, interest rate fluctuations, and past or future acquisitions, among other factors.