8-KEarnings & ResultsRegulation FDExhibits & Filings

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Financial Results (Jan 23, 2026)

Filed January 23, 2026For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

First Citizens BancShares, Inc. (FCNCA) has filed an 8-K report on January 23, 2026, to announce its financial results for the fourth quarter and full year ended December 31, 2025. The filing includes a press release (Exhibit 99.1), an investor presentation (Exhibit 99.2), and a financial supplement (Exhibit 99.3). These documents provide detailed insights into the company's performance and strategic outlook. The company also announced a conference call scheduled for the same day to discuss these results, indicating a proactive approach to investor communication. Investors should pay close attention to the exhibits for a comprehensive understanding of the financial performance and any forward-looking statements the company has made. While this 8-K primarily serves as a notification and disclosure of material information, it underscores the company's commitment to transparency. The inclusion of extensive exhibits suggests that detailed financial data and management's commentary on the company's performance, strategic initiatives, and outlook are being provided. Investors are encouraged to review these attached documents for specific financial figures, operational updates, and potential risks and opportunities discussed by First Citizens BancShares.

Key Highlights

  • 1Announcement of Q4 and Full Year 2025 Financial Results filed on January 23, 2026.
  • 2Key financial details and operational updates are provided through an accompanying press release (Exhibit 99.1).
  • 3An investor presentation (Exhibit 99.2) is included, likely offering visual data and management's strategic narrative.
  • 4A detailed financial supplement (Exhibit 99.3) provides comprehensive financial data for analysis.
  • 5A conference call was scheduled for January 23, 2026, to discuss the reported financial results.
  • 6The filing includes standard forward-looking statement disclaimers, highlighting potential risks and uncertainties.
  • 7Information provided under Item 2.02 and 7.01 is furnished, not filed, meaning it's not subject to Section 18 liability unless expressly incorporated into other filings.

Frequently Asked Questions

This 8-K filing's primary purpose is to announce and provide access to First Citizens BancShares' financial results for the fourth quarter and full year ended December 31, 2025. It includes the official press release, an investor presentation, and a financial supplement containing detailed financial information.

The detailed financial information can be found in the exhibits attached to this 8-K filing. Specifically, Exhibit 99.1 is the Earnings Release, Exhibit 99.2 is the Investor Presentation, and Exhibit 99.3 is the Financial Supplement.

The conference call, scheduled for January 23, 2026, is an opportunity for investors and analysts to hear management discuss the company's financial results, provide further context, and answer questions. It's a key event for understanding the company's performance and outlook.

No, according to General Instruction B.2 of Form 8-K, the information provided under Items 2.02 and 7.01, including the exhibits, is considered 'furnished' rather than 'filed.' This means it is not subject to the liabilities associated with Section 18 of the Securities Exchange Act of 1934, unless specifically incorporated by reference into another filing.