8-KEarnings & ResultsRegulation FDExhibits & Filings

FIRST CITIZENS BANCSHARES INC /DE/ 8-K Report, Financial Results (Apr 23, 2026)

Filed April 23, 2026For Securities:FCNCAFCNCPFCNCBFCNCOFCNCN

Summary

First Citizens BancShares, Inc. (FCNCA) has filed a Form 8-K on April 23, 2026, to report its financial results for the quarter ended March 31, 2026. This filing includes the official earnings release (Exhibit 99.1) and a supplementary financial document (Exhibit 99.3), providing detailed operational and financial condition information. Additionally, an investor presentation (Exhibit 99.2) will be used during a conference call scheduled for the same day to discuss these results. While the specific financial figures and performance metrics are contained within the referenced exhibits, the filing signifies the formal disclosure of the company's quarterly performance. Investors should refer to the attached press release and financial supplement for comprehensive details on revenue, profitability, asset quality, and other key performance indicators for the first quarter of 2026. The company also reiterated forward-looking statements, highlighting a range of potential risks and uncertainties that could impact future financial results.

Key Highlights

  • 1FCNCA filed an 8-K on April 23, 2026, to disclose Q1 2026 financial results.
  • 2The filing incorporates by reference the official Earnings Release (Exhibit 99.1) and Financial Supplement (Exhibit 99.3).
  • 3An Investor Presentation (Exhibit 99.2) for the Q1 2026 conference call is also included.
  • 4The conference call to discuss Q1 2026 results is scheduled for April 23, 2026, at 9 a.m. ET.
  • 5The report includes forward-looking statements outlining potential risks and uncertainties affecting future performance.
  • 6Key risks mentioned include economic conditions, competitive pressures, regulatory changes, interest rate fluctuations, and potential impacts from bank failures.
  • 7The company highlighted risks related to its pending acquisition of 138 branches from BMO Bank N.A. and any future transactions.

Frequently Asked Questions

The detailed financial results for the quarter ended March 31, 2026, are provided in the Earnings Release (Exhibit 99.1) and the Financial Supplement (Exhibit 99.3) which are incorporated by reference into this Form 8-K filing.

The investor presentation (Exhibit 99.2) contains slides that will be used during the conference call on April 23, 2026, to discuss the company's first-quarter financial results. It typically offers a visual and summarized overview of key performance metrics and strategic highlights.

The company's forward-looking statements mention several risks and uncertainties, including general economic and political conditions, competitive pressures in the financial industry, impacts from potential bank failures, interest rate fluctuations, regulatory changes, and risks associated with acquisitions, such as the pending acquisition of BMO branches.

In accordance with General Instruction B.2 of Form 8-K, the information furnished in Item 2.02 and Item 7.01, including the attached exhibits, is not deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934, nor is it incorporated by reference into any other filings under the Exchange Act or Securities Act, unless specifically stated.