10-KPeriod: FY2004

METLIFE INC Annual Report, Year Ended Dec 31, 2004

Filed March 7, 2005For Securities:METMET-PEMET-PFMET-PA

Summary

MetLife Inc.'s 2004 10-K filing, as of December 30, 2004, and filed on March 6, 2005, details the company's operations across various segments, including life insurance, annuities, and retirement products, serving both individual and institutional customers. The filing covers the company's business segments, financial performance, risk disclosures, and corporate governance. Investors can gain insights into MetLife's market position, financial health, and strategic direction. Key areas of focus for investors in this report would include the detailed discussion of financial condition and results of operations (Item 7), which would outline revenue streams, profitability, and key drivers of performance. The selected financial data (Item 6) provides a historical overview, while the quantitative and qualitative disclosures about market risk (Item 7A) are crucial for understanding potential vulnerabilities to economic fluctuations. The extensive financial statements (Item 8) offer a granular view of the company's assets, liabilities, and equity.

Key Highlights

  • 1The report covers MetLife's diverse business segments, indicating a broad market presence in insurance and retirement solutions.
  • 2Item 7 (Management's Discussion and Analysis) is a critical section for understanding the drivers of financial performance and condition in 2004.
  • 3Item 6 (Selected Financial Data) offers a historical financial perspective, useful for trend analysis.
  • 4Significant attention is paid to market risk disclosures (Item 7A), highlighting potential impacts on the company's financial results.
  • 5The filing includes standard sections on legal proceedings (Item 3) and corporate governance (Part III), providing context on regulatory and management aspects.
  • 6Item 8 contains the full financial statements, essential for a detailed financial assessment.

Frequently Asked Questions

While the filing outlines the 'Business' in Item 1, a detailed breakdown of specific segments like life insurance, annuities, and retirement services would be found within the full text of the report, particularly in the Management's Discussion and Analysis (Item 7) and the Financial Statements (Item 8).

The most comprehensive information regarding MetLife's financial performance in 2004 is located in Item 7 (Management's Discussion and Analysis of Financial Condition and Results of Operations) and Item 8 (Financial Statements and Supplementary Data).

Item 7A (Quantitative and Qualitative Disclosures About Market Risk) would provide detailed insights into the market risks MetLife is exposed to, such as interest rate risk, equity price risk, and foreign currency risk.

The audited financial statements, including the balance sheet and income statement for the period ending December 30, 2004, are presented in Item 8 of the 10-K filing.