10-KPeriod: FY2023

Fidelity National Information Services, Inc. Annual Report, Year Ended Dec 31, 2023

Filed February 26, 2024For Securities:FIS

Summary

Fidelity National Information Services, Inc. (FIS) reported a significant year in 2023, marked by the strategic sale of a 55% stake in its Worldpay Merchant Solutions business to GTCR in January 2024. This divestiture positions FIS to concentrate on its core Banking Solutions and Capital Markets Solutions segments. While overall revenue saw a modest increase to $9.82 billion, driven by recurring revenue in its core segments, the company experienced increased interest expenses and operational cost pressures due to inflation, impacting net earnings. FIS ended the year with $3.05 billion in available liquidity, demonstrating a focus on financial flexibility and plans to use proceeds from the Worldpay sale for debt reduction and shareholder returns. The company's strategic priorities include investing in innovation and modernization, expanding its client base through cross-selling and new solutions, and driving operational efficiency. Despite economic uncertainties and lengthening sales cycles impacting some large deals, FIS maintained a strong competitive position through its domain expertise, client relationships, and broad portfolio of financial technology solutions. The company is also navigating a complex regulatory environment and managing significant cybersecurity risks, which are ongoing priorities.

Financial Statements
Beta

Key Highlights

  • 1Completed the sale of a 55% equity interest in its Worldpay Merchant Solutions business in January 2024, generating significant proceeds.
  • 2Achieved modest total revenue growth of 1% to $9.82 billion, driven by strong recurring revenue in Banking and Capital Markets segments.
  • 3Experienced increased interest expenses due to higher interest rates, partially offset by interest income and planned debt reduction.
  • 4Launched the 'Future Forward' program, achieving over $550 million in annualized run-rate cash savings by year-end 2023, with a target of $1 billion.
  • 5Maintained a strong competitive position through extensive domain expertise, long-term client relationships, and a broad portfolio of financial technology solutions.
  • 6Focused on modernizing platforms and developing next-generation digital solutions in its core Banking and Capital Markets segments.
  • 7Ended the year with $3.05 billion in available liquidity, with plans to use Worldpay sale proceeds for debt retirement and share repurchases.

Frequently Asked Questions

The most significant strategic move was the completion of the sale of a 55% equity interest in its Worldpay Merchant Solutions business to GTCR in January 2024. This transaction generated substantial proceeds and allows FIS to sharpen its focus on its core Banking and Capital Markets solutions.

FIS reported a 1% increase in total revenue to $9.82 billion, largely due to recurring revenue growth in its Banking and Capital Markets segments. However, increased interest expenses and operational cost inflation impacted net earnings. The company is actively working on cost savings through its 'Future Forward' initiative.

As of December 31, 2023, FIS had $3.05 billion in available liquidity. The company plans to use the proceeds from the Worldpay sale primarily for debt reduction and to return capital to shareholders through share repurchases, while aiming to maintain its investment-grade credit rating.

Key growth drivers include the ongoing demand for digital transformation in financial services, the modernization of core banking systems, and the expansion of integrated solutions. Challenges include economic uncertainty leading to longer sales cycles, inflationary pressures on costs, intense competition, and evolving regulatory and cybersecurity landscapes.