10-QPeriod: Q1 FY2024

Fidelity National Information Services, Inc. Quarterly Report for Q1 Ended Mar 31, 2024

Filed May 7, 2024For Securities:FIS

Summary

Fidelity National Information Services, Inc. (FIS) reported solid performance for the first quarter of 2024, marked by a 3% increase in revenue from continuing operations, reaching $2.5 billion. This growth was primarily driven by recurring revenue in the Banking and Capital Markets segments, demonstrating resilience in core business areas. The company also achieved an 11% increase in gross profit and a significant 16% rise in operating income, reflecting improved operational efficiency and the positive impact of cost-saving initiatives. The completion of the Worldpay Sale on January 31, 2024, remains a pivotal event, with FIS now holding a 45% non-controlling interest in the divested merchant solutions business. While the sale generated substantial cash proceeds used to reduce debt and fund shareholder returns, it also introduced some dis-synergies impacting selling, general, and administrative expenses. The company has a strong liquidity position with $7.8 billion in available liquidity, enabling continued investment in innovation, strategic capital allocation including significant share repurchases, and dividend payments, all while aiming to maintain investment-grade debt ratings.

Financial Statements
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Key Highlights

  • 1Revenue from continuing operations increased by 3% to $2.5 billion for the first quarter of 2024, driven by strong recurring revenue in Banking and Capital Markets segments.
  • 2Gross profit saw an 11% increase to $915 million, and gross profit margin improved to 37% due to lower intangible asset amortization and favorable revenue mix.
  • 3Operating income grew by 16% to $361 million, with operating margin expanding to 15%, benefiting from revenue growth and cost-saving measures.
  • 4The company reported a net loss of $86 million related to its equity method investment in Worldpay for the two-month period following the sale, which occurred on January 31, 2024.
  • 5Significant reduction in interest expense by $65 million year-over-year, primarily due to using Worldpay sale proceeds to repay debt.
  • 6Strong liquidity position with $7.8 billion available, comprising $3.3 billion in cash and cash equivalents and $4.5 billion in Revolving Credit Facility capacity.
  • 7FIS repurchased approximately 12.6 million shares for $887.9 million in March 2024, and plans to repurchase approximately $4.0 billion in shares during 2024.

Frequently Asked Questions

The Worldpay Sale, completed on January 31, 2024, resulted in FIS retaining a 45% non-controlling interest. For the first quarter of 2024, FIS recorded a $466 million pretax loss on the disposal of the Worldpay business, which was presented as discontinued operations. The company also recorded an $86 million loss related to its equity method investment in Worldpay for the two-month period post-sale. The sale proceeds were used to significantly reduce debt, leading to a decrease in interest expenses.

The Banking Solutions segment reported a 2% revenue increase, driven by strong recurring revenue from payment volumes. The Capital Markets segment saw a 7% revenue increase, attributed to new sales momentum and a shift to a SaaS-based recurring revenue model. Adjusted EBITDA margins improved in Banking but declined slightly in Capital Markets due to revenue mix.

FIS maintains a strong liquidity position with $7.8 billion available as of March 31, 2024. The company used a portion of the Worldpay sale proceeds to repay debt and plans to use remaining proceeds for shareholder returns, including significant share repurchases (approximately $4.0 billion planned for 2024) and dividends, while aiming to maintain an investment-grade credit rating.

The company is experiencing elevated selling, general, and administrative expenses, partly due to dis-synergies from the Worldpay Sale, although cost-saving initiatives are mitigating some of this impact. Other identified risks include general economic uncertainty, lengthy sales cycles for large banking transactions, high inflation impacting wages and non-labor costs, and the ongoing threat of cybersecurity breaches.