10-QPeriod: Q3 FY2018

Fidelity National Information Services, Inc. Quarterly Report for Q3 Ended Sep 30, 2018

Filed October 30, 2018For Securities:FIS

Summary

Fidelity National Information Services, Inc. (FIS) reported mixed financial results for the third quarter and first nine months of 2018 compared to the prior year. While overall revenue saw a slight decline, driven by divestitures and foreign currency headwinds, the company demonstrated resilience through growth in key areas like retail payments and North American banking/payments solutions. Significant operational improvements and cost management initiatives, particularly noted in the Global Financial Solutions and Corporate and Other segments, contributed to enhanced Adjusted EBITDA margins. The company is actively managing its portfolio through strategic divestitures, such as the recent sale of the Certegy Check Services business unit and the agreement to unwind the Brazilian Venture. These moves, while impacting reported revenue, are aimed at streamlining operations and focusing on higher-margin businesses. FIS remains committed to shareholder returns through dividends and an ongoing share repurchase program, indicating confidence in its future financial stability and strategic direction.

Financial Statements
Beta

Key Highlights

  • 1Revenue for the three months ended September 30, 2018, decreased by 0.6% to $2,084 million, and for the nine months ended September 30, 2018, decreased by 3.8% to $6,256 million, primarily due to divestitures of consulting businesses and the sale of the Certegy Check Services business unit, partially offset by growth in retail payments and North American banking/payments solutions.
  • 2Adjusted EBITDA margins showed improvement, with Integrated Financial Solutions (IFS) seeing a 30 basis point increase to 45.5% for the quarter and a 50 basis point increase to 44.0% for the nine months, and Global Financial Solutions (GFS) increasing significantly by 420 basis points to 38.8% for the quarter and 480 basis points to 35.5% for the nine months, attributed to cost management and the impact of divestitures.
  • 3The company recorded a $95 million pre-tax asset impairment charge in the third quarter of 2018 related to the agreement to unwind the Brazilian Venture with Banco Bradesco.
  • 4The unwinding of the Brazilian Venture is expected to result in an annualized reduction of approximately $200 million in reported revenue, with minimal impact on net earnings, and is anticipated to be completed in the first half of 2019.
  • 5Net earnings attributable to FIS common stockholders increased substantially to $154 million ($0.47 per diluted share) for the third quarter of 2018, up from $59 million ($0.18 per diluted share) in the prior year. For the nine months, net earnings rose to $548 million ($1.65 per diluted share) from $327 million ($0.98 per diluted share) in 2017.
  • 6The company paid a quarterly dividend of $0.32 per common share on September 28, 2018, and maintained a share repurchase program with approximately $2.8 billion capacity remaining as of September 30, 2018.
  • 7Foreign currency exchange rates, particularly a stronger U.S. Dollar against the Brazilian Real, had an adverse impact on reported revenue, with an estimated $30 million unfavorable impact in the third quarter and $9 million for the nine months of 2018.

Frequently Asked Questions

Revenue decreased slightly due to the divestiture of several consulting businesses in prior periods and the sale of the Certegy Check Services business unit in the third quarter of 2018. These decreases were partially offset by growth in retail payments, increased volumes in banking and wealth solutions (excluding divested businesses), and growth in GFS banking and payments solutions in North America and payments in Latin America. Foreign currency fluctuations also contributed negatively, particularly the stronger U.S. Dollar against the Brazilian Real.

FIS has entered into an agreement to unwind its Brazilian Venture with Banco Bradesco, which is expected to be completed in the first half of 2019. This transaction will result in an annualized reduction of approximately $200 million in reported revenue but is expected to have a minimal impact on net earnings. The company recorded a $95 million asset impairment charge in the third quarter of 2018 related to this agreement.

FIS continues to prioritize shareholder returns through consistent dividend payments, with a quarterly dividend of $0.32 per share paid on September 28, 2018. The company also has an active share repurchase program, with approximately $2.8 billion of authorization remaining as of September 30, 2018, demonstrating a commitment to returning capital to shareholders.

Despite a slight revenue decline, FIS demonstrated improved profitability and margin expansion in key segments. Adjusted EBITDA margins for the Integrated Financial Solutions (IFS) and Global Financial Solutions (GFS) segments saw notable increases, driven by effective cost management initiatives, operating efficiencies, and the favorable impact of prior divestitures on the overall cost structure. Net earnings attributable to common stockholders also saw a significant increase year-over-year.