10-QPeriod: Q3 FY2019

Fidelity National Information Services, Inc. Quarterly Report for Q3 Ended Sep 30, 2019

Filed November 5, 2019For Securities:FIS

Summary

Fidelity National Information Services, Inc. (FIS) reported significant revenue growth of 35.4% in the third quarter of 2019, largely driven by the completed acquisition of Worldpay on July 31, 2019. This transformative acquisition positions FIS as a global leader in financial technology, particularly in the payments sector, integrating Worldpay's extensive payment processing capabilities and global reach. Despite the substantial revenue uplift, the company experienced a decline in operating income and EPS for both the three- and nine-month periods compared to the prior year. This is primarily attributable to increased selling, general, and administrative expenses associated with the Worldpay integration, including acquisition and restructuring costs, and higher interest expenses due to increased debt levels from the acquisition. Investors should closely monitor the successful integration of Worldpay and the realization of anticipated synergies, as well as the company's deleveraging strategy.

Financial Statements
Beta

Key Highlights

  • 1Revenue surged by 35.4% to $2.82 billion in Q3 2019, primarily due to the acquisition of Worldpay, which closed on July 31, 2019.
  • 2The integration of Worldpay has reshaped FIS into a global fintech leader, significantly enhancing its Merchant Solutions segment, which saw revenue jump from $50 million to $720 million year-over-year for the quarter.
  • 3Operating income declined significantly by 59.1% in Q3 2019 to $140 million, and by 14.5% year-to-date to $846 million, impacted by substantial acquisition, integration, and interest expenses.
  • 4Diluted EPS decreased to $0.29 in Q3 2019 from $0.47 in Q3 2018, and year-to-date EPS fell to $1.15 from $1.65, reflecting the impact of increased expenses and debt.
  • 5Total debt increased to $20.2 billion as of September 30, 2019, primarily due to financing the Worldpay acquisition, leading to higher interest expenses.
  • 6The company continues to invest in modernization and innovation, including cloud migration and data center consolidation, aiming for cost savings and enhanced service delivery.
  • 7Despite revenue growth, the company faces integration risks associated with Worldpay and potential headwinds from economic and geopolitical uncertainties, including Brexit.

Frequently Asked Questions

The primary driver of the significant revenue increase was the acquisition of Worldpay, which closed on July 31, 2019. This acquisition significantly boosted the company's Merchant Solutions segment and overall revenue.

The decrease in operating income and EPS is mainly due to increased selling, general, and administrative expenses related to the Worldpay acquisition and integration costs, as well as higher interest expenses resulting from the increased debt used to finance the acquisition.

FIS views the Worldpay acquisition as a transformative event that positions it as a global leader in fintech. However, the company acknowledges risks associated with integration, including potential difficulties, costs, and the need to achieve anticipated cost and revenue synergies.

The filing notes that FIS has a substantial debt load of $20.2 billion as of September 30, 2019. The company expects cash from operations and existing credit facilities to be sufficient for its needs over the next 12 months. Investors should look for further disclosures on deleveraging strategies in future filings.