8-KMaterial AgreementsFinancial EventsExhibits & Filings

Fidelity National Information Services, Inc. 8-K Report, Material Agreement (Nov 12, 2025)

Filed November 12, 2025For Securities:FIS

Summary

Fidelity National Information Services, Inc. (FIS) has filed an 8-K report detailing the amendment and restatement of its primary credit facility and the establishment of a new revolving credit agreement. The Ninth Amendment and Restatement of the Credit Agreement, effective November 6, 2025, amends the company's existing credit agreement, establishing revolving credit commitments of $6.0 billion with an expiration date of September 27, 2029. Additionally, a new Revolving Credit Agreement with $1.0 billion in commitments, expiring June 15, 2027, was entered into. Both credit facilities are unsecured, and proceeds from borrowings will be used for working capital, general corporate purposes, and refinancing maturing debt. These agreements contain standard covenants related to debt incurrence and restricted payments, which are typical for corporate financing. Investors should note the significant total revolving credit capacity of $7.0 billion and the terms of these new financing arrangements as they impact the company's liquidity and financial flexibility.

Key Highlights

  • 1FIS entered into a Ninth Amendment and Restatement of its Credit Agreement, increasing revolving credit commitments to $6.0 billion.
  • 2The amended and restated credit facility has an expiration date of September 27, 2029.
  • 3A new Revolving Credit Agreement was established with $1.0 billion in credit commitments.
  • 4The new revolving credit facility expires on June 15, 2027.
  • 5Both credit facilities are unsecured, providing flexibility without collateral requirements.
  • 6Proceeds from these credit facilities will be used for working capital, general corporate purposes, and refinancing maturing debt.
  • 7The agreements include customary covenants restricting indebtedness, restricted payments, and use of proceeds.

Frequently Asked Questions

Under the Ninth Amendment and Restatement of the Credit Agreement and the new Revolving Credit Agreement, FIS has a total revolving credit capacity of $7.0 billion ($6.0 billion and $1.0 billion, respectively).

The proceeds from borrowings under both agreements are intended to provide ongoing working capital, support other general corporate purposes of FIS and its subsidiaries, and refinance upcoming maturing debt.

Both the Restated Credit Agreement and the Revolving Credit Agreement are on an unsecured basis, meaning FIS's obligations are not backed by specific collateral.

The Restated Credit Agreement expires on September 27, 2029, while the Revolving Credit Agreement expires on June 15, 2027.