10-QPeriod: Q3 FY2014

Fidelity National Information Services, Inc. Quarterly Report for Q3 Ended Sep 30, 2014

Filed November 7, 2014For Securities:FIS

Summary

Fidelity National Information Services, Inc. (FIS) reported solid revenue growth driven by its Financial Solutions Group (FSG) and International Solutions Group (ISG) for the nine months ended September 30, 2014. This growth was fueled by increased demand for consulting and professional services, mobile and e-banking solutions, and contributions from recent acquisitions. Despite a slight decrease in gross profit margin due to a shift towards higher professional services revenue, overall operating income saw an increase, reflecting efficient management and strategic growth initiatives. Investors should note the company's continued investment in mobile banking and payment solutions, anticipating evolving consumer preferences and market demands. While facing some headwinds from the declining use of checks and potential impacts of industry consolidation, FIS is strategically positioning itself to benefit from the ongoing migration towards outsourced models in the financial services industry. The company's international operations are also demonstrating robust growth, contributing positively to the overall financial performance.

Financial Statements
Beta
Revenue$1.61B
Gross Profit$530.80M
SG&A Expenses$207.10M
Operating Expenses$1.28B
Operating Income$323.70M
Net Income$150.50M
EPS (Basic)$0.53
EPS (Diluted)$0.52
Shares Outstanding (Basic)283.10M
Shares Outstanding (Diluted)287.00M

Key Highlights

  • 1Processing and services revenues increased by 5.2% for the nine months ended September 30, 2014, compared to the same period in 2013, reaching $4,724.7 million.
  • 2Operating income for the nine-month period rose by 9.2% to $919.5 million, indicating improved profitability.
  • 3The Financial Solutions Group (FSG) and International Solutions Group (ISG) segments showed revenue growth, driven by consulting services, mobile solutions, and international expansion.
  • 4Despite a slight decrease in gross profit margin (31.9% vs 32.4%) due to a shift in revenue mix towards professional services, the company maintained a healthy operating margin of 19.5%.
  • 5FIS is actively managing its interest rate risk through interest rate swaps, aiming to mitigate the impact of potential increases in LIBOR.
  • 6The company reported an increase in cash flow from operations by $11.2 million to $687.1 million for the nine-month period, underscoring strong operational cash generation.
  • 7FIS continues to repurchase its stock under an authorized plan, with approximately $1,524.5 million of capacity remaining as of September 30, 2014, signaling confidence in its valuation.

Frequently Asked Questions

FIS's revenue growth is primarily driven by increased demand for consulting and professional services, expansion in mobile and e-banking solutions, and incremental revenues from acquisitions like Reliance and continued international growth across Europe, Asia, and Latin America.

While the shift towards higher professional services revenue has led to a slight decrease in gross profit margin, it is also a strategic move to capture market opportunities. The company's operating income has still seen an increase, demonstrating effective cost management and the overall positive impact of revenue growth.

FIS acknowledges the declining trend in check processing and is focusing on cost and fraud efficiency actions, as well as developing new market solutions to mitigate the impact on its check warranty and item-processing businesses.

FIS has exposure to foreign currency fluctuations primarily from its international operations, with revenues denominated in currencies like the Brazilian Real, Euro, British Pound Sterling, and Indian Rupee. The company manages this risk through normal operating activities and the use of foreign currency forward contracts, although the notional amount of these derivatives was immaterial as of September 30, 2014.