10-K/APeriod: FY2005

JPMORGAN CHASE & CO Annual Report (Amendment), Year Ended Dec 31, 2005

Filed June 22, 2006For Securities:JPMJPM-PCJPM-PDJPM-PKJPM-PLJPM-PMJPM-PJAMJBVYLD

Summary

This filing is an amendment (10-K/A) to JPMorgan Chase & Co.'s (JPM) 2005 annual report, filed on June 21, 2006, for the fiscal year ending December 31, 2005. The amendment primarily includes Exhibit 22.1, which is the Annual Report on Form 11-K for The JPMorgan Chase 401(k) Savings Plan. As a large accelerated filer, JPM is providing this supplementary information, indicating it has met all its filing requirements for the preceding 12 months and the last 90 days. For investors, this amendment itself does not contain new core financial performance data for JPM as a whole, but rather clarifies a filing related to employee benefits. The focus for investors remains on the original 10-K filing for detailed financial statements, management's discussion and analysis, and risk factors. This amendment serves to complete the historical record by including the employee savings plan report, a standard component for large public companies.

Key Highlights

  • 1JPMorgan Chase & Co. (JPM) filed an amendment (10-K/A) to its 2005 annual report on June 21, 2006.
  • 2The amendment's primary purpose is to include Exhibit 22.1, the Annual Report on Form 11-K for The JPMorgan Chase 401(k) Savings Plan.
  • 3The fiscal year-end for the report is December 31, 2005.
  • 4JPM is classified as a 'Large accelerated filer,' indicating significant market capitalization and compliance with filing requirements.
  • 5The filing confirms JPM has met all reporting requirements for the preceding 12 months and the last 90 days.
  • 6This is an amendment to the original 10-K, not a restatement of core financial performance for the fiscal year.
  • 7The amendment does not introduce new material financial or operational performance metrics for the company itself.

Frequently Asked Questions

The primary purpose of this 10-K/A filing is to amend the original Form 10-K for the fiscal year ended December 31, 2005, by including Exhibit 22.1, which is the Annual Report on Form 11-K for The JPMorgan Chase 401(k) Savings Plan. It serves to complete the company's regulatory filings for that period.

No, this amendment does not change or restate JPMorgan Chase's core financial results for the fiscal year ended December 31, 2005. It primarily adds a report related to the company's 401(k) savings plan. Investors should refer to the original 10-K filing for detailed financial performance data.

Being a 'Large accelerated filer' indicates that JPMorgan Chase meets specific criteria established by the SEC, generally related to a significant public float (market value of shares held by non-affiliates) and a history of timely filings. This classification suggests the company is a well-established, large public entity with substantial reporting obligations.

The actual financial performance information, including the balance sheet, income statement, cash flow statement, and management's discussion and analysis, would be found in the original Form 10-K filing for the fiscal year ended December 31, 2005, which this 10-K/A filing amends.