Where can I find Wells Fargo's official 4Q24 financial results?

Wells Fargo's official 4Q24 financial results are detailed in the news release (Exhibit 99.1) and the 4Q24 Quarterly Supplement (Exhibit 99.2) filed with the SEC on January 15, 2025, as part of their 8-K Current Report.

What is the significance of the "2025 net interest income expectation" being "filed"?

The "2025 net interest income expectation" being "filed" means this specific forward-looking guidance from the presentation materials is subject to the anti-fraud provisions of Section 18 of the Securities Exchange Act of 1934, similar to the financial results. This indicates it's a key piece of information management wants to be held accountable for regarding future financial performance.

When can I expect to hear more details and commentary on these results?

Wells Fargo is hosting a conference call and webcast on January 15, 2025, to discuss their fourth quarter 2024 financial results and other relevant matters. Investors can tune into this call for in-depth discussion and Q&A.

What is the difference between information that is "filed" and "furnished" in this report?

Information that is "filed" is subject to specific legal liabilities under securities laws (like Section 18 of the Exchange Act), meaning it's considered more definitive and auditable. Information that is "furnished" is typically for informational purposes and does not carry the same level of legal accountability. In this report, the news release and quarterly supplement are filed, while most of the presentation materials are furnished, with the exception of the net interest income expectation.

WFC 8-K: Earnings & Results & Regulation FD

Summary

Wells Fargo & Company/MN (WFC) has filed an 8-K report on January 15, 2025, to announce its financial results for the fourth quarter and full year ended December 31, 2024. The filing includes a news release (Exhibit 99.1) and a detailed quarterly supplement (Exhibit 99.2) that provide specific operational and financial condition details for 4Q24. These documents are incorporated by reference and considered "filed" under Section 18 of the Securities Exchange Act of 1934, making them crucial for investors tracking the company's performance. Furthermore, the report discloses that Wells Fargo will host a conference call and webcast on January 15, 2025, to discuss these results. Accompanying presentation materials (Exhibit 99.3) are also available, offering historical and forward-looking information. Notably, the "2025 net interest income expectation" section within these presentation materials is specifically designated as "filed," indicating its importance for future guidance and investor analysis.

Key Highlights

1Wells Fargo released its 4Q24 financial results and quarterly supplement on January 15, 2025.
2The 8-K filing includes a news release (Exhibit 99.1) and a detailed 4Q24 Quarterly Supplement (Exhibit 99.2).
3Both the news release and quarterly supplement are incorporated by reference and deemed "filed" for Section 18 purposes.
4The company will host a conference call and webcast on January 15, 2025, to discuss the 4Q24 financial results.
5Presentation materials for the 4Q24 results are available as Exhibit 99.3.
6The "2025 net interest income expectation" within the presentation materials is specifically deemed "filed."

WELLS FARGO & COMPANY/MN 8-K Report, Financial Results (Jan 15, 2025)

Summary

Key Highlights

Frequently Asked Questions