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CORPAY, INC. 8-K Report, Corporate Update (Mar 3, 2020)

Filed March 3, 2020For Securities:CPAY

Summary

Corpay, Inc. (CPAY) disclosed on March 3, 2020, an update regarding the ongoing litigation initiated by the Federal Trade Commission (FTC) on December 20, 2019. The lawsuit, filed in the Northern District of Georgia, alleges violations of the FTC Act concerning the Company's advertising and marketing practices, primarily within its U.S. direct fuel card business. The FTC is seeking injunctive relief, consumer redress, and costs. The Company maintains that the FTC's claims are without merit and does not believe these matters will be material to its financial performance. However, Corpay acknowledges that defending against the lawsuit, or any potential settlement, could result in significant costs, including legal fees, redress, penalties, and remediation expenses. The potential range of outcomes includes continued litigation, settlement discussions, or dismissal of the case without further action.

Key Highlights

  • 1Corpay is facing a lawsuit from the FTC filed in December 2019, alleging unfair and deceptive advertising/marketing practices in its U.S. fuel card business.
  • 2The FTC is seeking injunctive relief, consumer redress, and legal costs.
  • 3Corpay strongly believes the FTC's claims are unfounded and not financially material.
  • 4The company has incurred and expects to continue incurring legal and related expenses.
  • 5Potential outcomes range from continued litigation to settlement or dismissal of the case.
  • 6The company has engaged in discussions with the FTC since October 2017.
  • 7Impasse with the FTC was primarily due to unreasonable demands for redress.

Frequently Asked Questions

The FTC lawsuit alleges that Corpay violated the FTC Act through unfair and deceptive acts and practices related to its advertising and marketing of its U.S. direct fuel card business.

Corpay maintains that the FTC's claims are without merit and does not believe the matter will be material to the company's financial performance.

While Corpay believes the claims are not material, the company acknowledges that legal defense or settlement could result in costs, including legal fees, potential consumer redress, penalties, and remediation expenses.

The company believes the possible outcomes include continuing litigation, reaching a settlement, or the FTC closing the matters without further action.