01—Abstract
Summary
Summary of the 8-K filed September 22, 2026. Cited figures are marked; the original filing is the authoritative source.
On September 22, 2026, M&T Bank Corporation refreshed its Medium-Term Note Program, under which it may issue from time to time Senior Medium-Term Notes, Series C and Subordinated Medium-Term Notes, Series D.
The Series C Notes will be issued under an Indenture dated May 24, 2007, as supplemented by a Third Supplemental Indenture dated August 16, 2022, with The Bank of New York, as Senior Note Trustee, together with an Officers' Certificate dated September 22, 2026. The Series D Notes will be issued under an Indenture dated September 22, 2023, with The Bank of New York Mellon as Subordinated Note Trustee, together with an Officers' Certificate dated the same day. The Notes have been registered under the Securities Act of 1933 on a Form S-3 registration statement (File No. 333-299064) filed on September 22, 2026.
The filing lists a Distribution Agreement dated September 22, 2026 with RBC Capital Markets, LLC and other agents, which covers both series of notes, along with the Officers' Certificates and specimen forms of the master global notes. The filing describes a debt issuance framework and does not disclose offering size, pricing, interest rates, maturities, or use of proceeds. Investors should look to the prospectus supplements and pricing documents for those terms.
02—Key points
Key Highlights
- M&T Bank Corporation refreshed its Medium-Term Note Program on September 22, 2026, covering Senior Series C and Subordinated Series D notes.
- Series C Notes are issued under a 2007 Indenture as supplemented in August 2022, with The Bank of New York as Senior Note Trustee.
- Series D Notes are issued under a September 22, 2023 Indenture with The Bank of New York Mellon as Subordinated Note Trustee.
- The notes are registered under the Securities Act of 1933 via Form S-3, File No. 333-299064, filed on September 22, 2026.
- RBC Capital Markets, LLC and other listed agents are parties to a Distribution Agreement dated September 22, 2026.
- The filing includes Officers' Certificates dated September 22, 2026 for each series and specimen master global notes.
- The filing does not state offering size, pricing, interest rates, maturities, or use of proceeds.
03—Questions
Frequently Asked Questions
What did M&T Bank Corporation announce in this filing?
The company refreshed its Medium-Term Note Program on September 22, 2026, allowing it to issue from time to time Senior Medium-Term Notes, Series C, and Subordinated Medium-Term Notes, Series D.
Which trustees and indentures govern the new notes?
Series C Notes are issued under a May 24, 2007 Indenture as supplemented by an August 16, 2022 Third Supplemental Indenture, with The Bank of New York as Senior Note Trustee. Series D Notes are issued under a September 22, 2023 Indenture with The Bank of New York Mellon as Subordinated Note Trustee.
Are the notes registered for public sale?
The filing states that the notes have been registered under the Securities Act of 1933 by a Form S-3 registration statement, File No. 333-299064, filed on September 22, 2026.
Who are the agents for the program?
The Distribution Agreement dated September 22, 2026 is between M&T Bank Corporation, RBC Capital Markets, LLC, and each of the other agents listed on Schedule I to that agreement.
What terms of the notes are disclosed in this filing?
The filing does not disclose offering size, pricing, interest rates, maturities, or use of proceeds. These terms would be set out in the related offering documents.
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