8-KEarnings & ResultsExhibits & Filings

CAPITAL ONE FINANCIAL CORP 8-K Report, Financial Results (Jan 22, 2026)

Filed January 22, 2026For Securities:COFCOF-PLCOF-PICOF-PKCOF-PNCOF-PJ

Summary

Capital One Financial Corporation (COF) has filed an 8-K report on January 22, 2026, announcing its financial results for the fourth quarter ended December 31, 2025. The filing primarily serves to incorporate by reference the Company's earnings press release (Exhibit 99.1) and a detailed financial supplement (Exhibit 99.2), which contain the specific operational and financial performance data for the quarter. Investors should consult these attached exhibits for a comprehensive understanding of the company's performance, including key metrics, profitability, and balance sheet information. The company has also provided details regarding an upcoming earnings conference call scheduled for January 22, 2026, at 5:00 PM Eastern Time. This call will be accessible via a live webcast on Capital One's investor relations website. A replay of the webcast will be available for a limited period, offering investors another opportunity to review the financial highlights and management's commentary. This 8-K filing acts as a notification mechanism, directing stakeholders to the primary sources of Q4 2025 financial information.

Key Highlights

  • 1Capital One Financial Corp. (COF) announced its Q4 2025 financial results on January 22, 2026.
  • 2The 8-K filing incorporates by reference the official Q4 2025 earnings press release (Exhibit 99.1).
  • 3A detailed financial supplement (Exhibit 99.2) for Q4 2025 is also included and incorporated by reference.
  • 4Investors can find specific financial performance data and operational results within the referenced exhibits.
  • 5The company will host an earnings conference call on January 22, 2026, at 5:00 PM ET to discuss results.
  • 6The conference call will be accessible via a live webcast on Capital One's investor relations website.
  • 7A replay of the webcast will be archived on the company's website until February 5, 2026.

Frequently Asked Questions

The detailed financial results for the fourth quarter ended December 31, 2025, are provided in Capital One's earnings press release (Exhibit 99.1) and financial supplement (Exhibit 99.2), which are incorporated by reference into this 8-K filing. These documents can be accessed via the Investor Center on Capital One's website (www.capitalone.com).

The earnings conference call is scheduled for January 22, 2026, at 5:00 PM Eastern Time. You can access the call through a live webcast on Capital One's homepage (www.capitalone.com) by navigating to the Investor Center under the 'About' section.

Yes, a replay of the webcast will be archived on Capital One's website. It will be available through February 5, 2026, at 5:00 PM Eastern Time for investors who cannot attend the live event.

No, the information furnished in this report (including Exhibits 99.1 and 99.2) pursuant to Item 2.02 shall not be deemed to be 'filed' for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section.