8-KEarnings & ResultsRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Apr 16, 2025)

Filed April 16, 2025For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) filed an 8-K report on April 16, 2025, announcing its financial results for the first quarter ended March 31, 2025. The report primarily consists of press releases and supplemental materials that detail the company's performance and outlook. Investors should note that the press release (Exhibit 99.1) is considered 'filed' under the Exchange Act, meaning it is subject to formal disclosure rules. While the full financial details are available in the attached exhibits, this 8-K serves as the formal notification of the earnings release and associated investor communications. The company also held an investor conference call and webcast to discuss these results, with presentation materials (Exhibit 99.3) incorporated by reference. Investors looking for detailed quantitative performance metrics will need to consult the referenced exhibits and the company's website for the 1Q25 Earnings Supplement and Earnings Conference Call Presentation.

Key Highlights

  • 1U.S. Bancorp reported its financial results for the first quarter ended March 31, 2025.
  • 2The 8-K filing includes a press release (Exhibit 99.1) detailing the quarterly financial performance.
  • 3Supplemental materials, including an Earnings Supplement (Exhibit 99.2) and a Conference Call Presentation (Exhibit 99.3), are provided for additional investor information.
  • 4The press release (Exhibit 99.1) is formally 'filed' with the SEC, making it subject to Section 18 of the Exchange Act.
  • 5The Earnings Supplement and Conference Call Presentation are 'furnished', not 'filed', and are primarily for informational purposes, unless explicitly incorporated into other SEC filings.
  • 6The company held an investor conference call and webcast on April 16, 2025, to discuss the Q1 2025 financial results.
  • 7Forward-looking statements are included in the released materials, advising investors of potential risks and uncertainties.

Frequently Asked Questions

The detailed financial results for the quarter ended March 31, 2025, are available in the press release (Exhibit 99.1) filed with this 8-K, as well as in the 1Q25 Earnings Supplement (Exhibit 99.2) and the 1Q25 Earnings Conference Call Presentation (Exhibit 99.3), which can be found on the company's website and are incorporated by reference in this filing.

Information that is 'filed' (like Exhibit 99.1) is subject to the liabilities under Section 18 of the Exchange Act. Information that is 'furnished' (like Exhibits 99.2 and 99.3) is provided for informational purposes and generally does not carry the same legal liability, unless specifically incorporated into other SEC filings.

Yes, the press release and the earnings conference call presentation, as referenced in this 8-K, contain forward-looking statements. These statements discuss anticipated future events and performance but include cautionary notes about factors that could cause actual results to differ materially from those expectations.

U.S. Bancorp issued a press release announcing its financial results for the quarter ended March 31, 2025, on April 16, 2025. The 8-K filing was also made on April 15, 2025, with the event date of the earnings release being April 15, 2025.