8-KEarnings & ResultsRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Oct 16, 2025)

Filed October 16, 2025For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) has filed an 8-K report on October 16, 2025, to disclose its financial results for the third quarter of 2025 (3Q25). The report incorporates by reference a press release (Exhibit 99.1) detailing these results, which is considered 'filed' under the Securities Exchange Act of 1934. Investors should note that while this press release provides the official reported financial outcomes, additional supplemental materials (Exhibit 99.2) and a presentation for an upcoming investor conference call (Exhibit 99.3) are also being furnished, offering further insights into the company's performance and future outlook. The company will also be holding an investor conference call and webcast on October 16, 2025, to discuss these 3Q25 results. The presentation materials for this call, which contain both historical and forward-looking information, are also incorporated by reference. While the press release is filed, the supplemental earnings information and the conference call presentation are furnished, meaning they are not subject to the same liabilities under Section 18 of the Exchange Act, though they may be incorporated into future SEC filings if expressly stated.

Key Highlights

  • 1U.S. Bancorp filed an 8-K on October 16, 2025, announcing its third quarter 2025 financial results.
  • 2The official financial results are detailed in a press release attached as Exhibit 99.1.
  • 3Additional financial data for 3Q25 is available in a supplemental earnings report (Exhibit 99.2).
  • 4The company scheduled an investor conference call and webcast for October 16, 2025, to discuss 3Q25 results.
  • 5Presentation materials for the investor conference call (Exhibit 99.3) are also publicly available and incorporated by reference.
  • 6The press release (Exhibit 99.1) is 'filed' with the SEC, while supplemental data and presentation materials are 'furnished'.

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to U.S. Bancorp's financial results for the third quarter of 2025 (3Q25) through an attached press release.

The detailed financial results for 3Q25 are primarily located in the press release attached as Exhibit 99.1 to this 8-K filing. Additional supplemental information can be found in Exhibit 99.2, the 3Q25 Earnings Supplement.

Yes, U.S. Bancorp will hold an investor conference call and webcast on October 16, 2025, to discuss the 3Q25 financial results. Presentation materials for this call are included as Exhibit 99.3.

Information that is 'filed' (like the press release, Exhibit 99.1) is subject to liability under Section 18 of the Exchange Act. Information that is 'furnished' (like the supplemental earnings report and presentation, Exhibits 99.2 and 99.3) is not subject to the same liabilities, though it is still made available to the public and may be incorporated into future filings if explicitly stated.