8-KEarnings & ResultsRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jul 16, 2026)

Filed July 16, 2026For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp filed an 8-K on July 16, 2026, primarily to report its financial results for the second quarter ended June 30, 2026. The core of the filing includes a press release (Exhibit 99.1) detailing the company's performance, alongside supplemental materials (Exhibit 99.2) and a presentation for an investor conference call (Exhibit 99.3). Investors should note that the press release is considered 'filed' for regulatory purposes, while the supplemental and presentation materials are 'furnished' and do not carry the same regulatory weight unless explicitly incorporated into other filings. The company also announced an investor conference call and webcast scheduled for July 16, 2026, to discuss these results. The accompanying presentation materials provide additional historical and forward-looking information. While specific financial figures are not detailed in this 8-K's text, the filing signals that investors can access detailed performance metrics and management's commentary on the company's strategic outlook and operational performance for the recently concluded quarter through the referenced exhibits.

Key Highlights

  • 1U.S. Bancorp announced its financial results for the second quarter ended June 30, 2026 (2Q26).
  • 2Key financial and operational details are provided in a press release (Exhibit 99.1), which is 'filed' under the Exchange Act.
  • 3Supplemental earnings information (Exhibit 99.2) and an investor conference call presentation (Exhibit 99.3) are also made available and 'furnished'.
  • 4The company scheduled an investor conference call and webcast on July 16, 2026, to discuss the 2Q26 financial results.
  • 5Exhibits 99.2 and 99.3 are furnished, meaning they have less regulatory impact than filed information unless otherwise stated.
  • 6The filing includes cautionary statements regarding forward-looking information, highlighting potential risks and factors that could affect actual results.
  • 7Investors are directed to the attached exhibits for comprehensive financial data and management commentary on the company's performance and outlook.

Frequently Asked Questions

The primary purpose of this 8-K filing is to officially report U.S. Bancorp's financial results for the second quarter ended June 30, 2026. It includes the press release detailing these results and related supplemental materials for investors.

The detailed financial results for the second quarter ended June 30, 2026, are available in Exhibit 99.1 (the press release) and Exhibit 99.2 (the 2Q26 Earnings Supplement) attached to this 8-K filing. A presentation for the investor call is also available as Exhibit 99.3.

The press release (Exhibit 99.1) is considered 'filed' under the Securities Exchange Act of 1934, meaning it is subject to liability provisions. The supplemental earnings information (Exhibit 99.2) and the conference call presentation (Exhibit 99.3) are 'furnished', which generally means they are provided for informational purposes and are not subject to the same regulatory scrutiny unless explicitly incorporated into other filings.

U.S. Bancorp is holding an investor conference call and webcast on July 16, 2026, to discuss the financial results for the second quarter ended June 30, 2026.