8-KEarnings & ResultsRegulation FDExhibits & Filings

US BANCORP \DE\ 8-K Report, Financial Results (Jan 20, 2026)

Filed January 20, 2026For Securities:USBUSB-PHUSB-PPUSB-PRUSB-PQUSB-PSUSB-PA

Summary

U.S. Bancorp (USB) has filed an 8-K report on January 20, 2026, to announce its financial results for the fourth quarter and full year ended December 31, 2025. The report incorporates by reference a press release (Exhibit 99.1) containing these results and includes supplementary materials (Exhibit 99.2) and a presentation for an upcoming investor conference call (Exhibit 99.3). Investors should note that the press release is considered "filed" under Section 18 of the Exchange Act, while the earnings supplement and presentation are "furnished" and do not carry the same regulatory implications unless specifically stated otherwise. While the specific financial figures are detailed in the attached exhibits, this filing serves as notification of the official release of Q4 2025 results and the availability of related investor materials. The company also plans to host an investor conference call and webcast on January 20, 2026, to discuss these results, providing an opportunity for stakeholders to gain further insights and engage directly with management.

Key Highlights

  • 1U.S. Bancorp released its financial results for the fourth quarter and full year ended December 31, 2025.
  • 2The results are detailed in a press release (Exhibit 99.1) filed with the SEC.
  • 3Additional financial information is available in a supplemental earnings document (Exhibit 99.2).
  • 4The company will host an investor conference call and webcast on January 20, 2026, to discuss the Q4 2025 results.
  • 5Presentation materials for the conference call (Exhibit 99.3) are also available.
  • 6The press release is deemed "filed" under Section 18 of the Exchange Act, while supplementary materials are "furnished."

Frequently Asked Questions

The main purpose of this 8-K filing is to officially announce and provide access to U.S. Bancorp's financial results for the fourth quarter and full year ended December 31, 2025, through an attached press release and other supplementary materials.

The detailed financial results are primarily located in the press release (Exhibit 99.1) attached to this 8-K filing. Additional information and context are provided in the "4Q25 Earnings Supplement" (Exhibit 99.2).

U.S. Bancorp is holding an investor conference call and webcast on January 20, 2026, to discuss the financial results for the quarter ended December 31, 2025.

Information that is "filed" (like the press release) is subject to the liability provisions of Section 18 of the Exchange Act. Information that is "furnished" (like the earnings supplement and presentation) is not subject to these liabilities, although it may still be incorporated by reference into other SEC filings if expressly stated.