What is the main purpose of this 8-K filing?

The main purpose of this 8-K filing is to inform investors about U.S. Bancorp's executives presenting at the BancAnalysts Association of Boston Conference and to provide access to the presentation materials and webcast.

Where can I find the presentation materials and listen to the webcast?

The presentation slides are attached as Exhibit 99.1 to this filing and can also be accessed on U.S. Bancorp's Investor Relations website (ir.usbank.com) under 'News & events' then 'Webcasts & presentations'. A live audio webcast will also be available at the same location.

Who will be speaking at the conference?

The speakers will include John Stern, U.S. Bancorp’s Vice Chair and Chief Financial Officer, Mark Runkel, Vice Chair and Head of Payments: Merchants and Institutional, and Courtney Kelso, Senior Executive Vice President and Head of Payments: Consumer and Small Business.

Will this information be incorporated into future SEC filings?

No, the information in this Current Report on Form 8-K, including Exhibit 99.1, is being furnished and shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, unless expressly stated in such filing.

US BANCORP \DE\ 8-K: Regulation FD

Summary

U.S. Bancorp (USB) has filed a Current Report on Form 8-K to announce the participation of key executives in the upcoming BancAnalysts Association of Boston Conference. Vice Chair and CFO John Stern, along with other senior payments executives, will be presenting on November 7, 2025. Investors can access the presentation slides and a live audio webcast through the company's Investor Relations website. This filing primarily serves to provide transparency and access to forward-looking discussions with the investment community. The attached presentation slides (Exhibit 99.1) are expected to offer insights into U.S. Bancorp's strategic initiatives, financial performance, and outlook, particularly within its significant payments division. While this report is furnished and not deemed 'filed' for certain regulatory purposes, it represents an important avenue for investors to gain a deeper understanding of the company's business and strategic direction directly from its leadership.

Key Highlights

1Key executives including CFO John Stern will present at the BancAnalysts Association of Boston Conference on November 7, 2025.
2Presentation will cover topics relevant to U.S. Bancorp's financial performance and strategic direction.
3Presentation slides (Exhibit 99.1) are available with the filing and on the company's Investor Relations website.
4A live audio webcast of the presentation will be accessible via the Investor Relations website.
5A replay of the webcast will be available for one year post-event.
6Information furnished in this report is not deemed 'filed' under Section 18 of the Securities Exchange Act of 1934.

US BANCORP \DE\ 8-K Report, Regulation FD Disclosure (Nov 6, 2025)

Summary

Key Highlights

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